10550 Beard Ave S, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10550 Beard Ave S, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 810 sqft · built 1953
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$183,500 (Sep 2015)
Tax Bill	$3,429 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-027-24-23-0033`

Property Details

APN / Parcel Number

Primary APN	`20-027-24-23-0033`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	810 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	810 sqft
Basement Area	1,894 sqft
Flooring	Wood

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1984
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Lot Depth	138 ft Depth
Garage Type	Detached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10550 BEARD AVE S
City	MINNEAPOLIS
State	MN
Zip	55431-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T REG. LAND SURVEY NO. 0063 TRACT K E100X138X146X130
Legal Range	24
Legal Township	027
Legal Section	20
Legal Quarter	23
Legal Subdivision	REG. LAND SURVEY NO. 0063
Legal Tract	K
Legal Block	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1010
Census Tract	25803

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10550 BEARD AVE S, MINNEAPOLIS, MN 55431-3524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2015 · Amount on Record
Deed Sale	Sep 29, 2015 · Amount on Record
Prior Sale	Apr 25, 2002 · Amount on Record
Deed Document Number	20155294235
Prior Transfer Date	Jul 27, 2015
Prior Transfer Doc	0005277436
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10550 BEARD AVE S, BLOOMINGTON, MN 55431-3524
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T6069510
Date	Apr 16, 2024
Instrument	T6069510

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10550 BEARD AVE S, BLOOMINGTON, MN 55431-3524
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	MINNESOTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05873700
Date	Sep 3, 2021
Instrument	T05873700

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10550 BEARD AVE S, BLOOMINGTON, MN 55431-3524
Document Number	0005718859
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10550 BEARD AVE S BLOOMINGTON MN 554313524, BLOOMINGTON, MN 55431-3524

Mortgage

Document Number	0005718859
Date	Jun 19, 2020
Instrument	5718859

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,429.00 (+12.61%)	$267,800 (-0.7%) Land $126,400 Building $141,400	$267,800 (-0.7%) Land $126,400 Building $141,400
2023	$3,045.00 Homeowner's exemption
2022		$269,700 Land $125,500 Building $144,200	$269,700 Land $125,500 Building $144,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Intrepid Fiber Networks.

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