10550 Arno Rd, Galt, CA 95632 Property Records

Sacramento County property record for 10550 Arno Rd, Galt, CA 95632 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,322 sqft · built 1986
Lot Size	10.1 acres (440,827 sqft)
Owner	Company Name on File
Last Sale	$1,000,000 (Dec 2015)
Tax Bill	$12,816 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`134-0290-021-0000`

Property Details

APN / Parcel Number

Primary APN	`134-0290-021-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,322 sqft Living Area
1st Floor Area	2,322 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	440,827 sqft
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	15,332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10550 ARNO RD
City	GALT
State	CA
Zip	95632-8557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALENSIN COLONY, LOT 137
Legal Subdivision	VALENSIN COLONY
Legal Lot Number	137
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1044
Census Tract	9403

Owner

Source: Sacramento County records · APN 134-0290-021-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10550 ARNO RD, GALT, CA 95632-8557
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ZIONS FIRST NAT'L BK
Nov 06, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit ZIONS FIRST NAT'L BK
Dec 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage ZIONS FIRST NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2015 · Amount on Record
Deed Sale	Dec 15, 2015 · Amount on Record
Prior Sale	Mar 01, 2007
Deed Book / Page	20151215 / 995
Prior Transfer Date	Mar 12, 2014
Prior Transfer Doc	0000000989
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10550 ARNO RD, GALT, CA 95632-8557
Document Number	2012312883
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10550 ARNO RD GALT CA 956328557, GALT, CA 95632-8557

Mortgage

Document Number	2012312883
Date	Dec 31, 2020
Instrument	2012312883

Lender

Name	ZIONS FIRST NAT'L BK
Type	Bank
Address	AMES, IA 50010-6063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 30, 2045

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 06, 2020
Property Address	10550 ARNO RD, GALT, CA 95632-8557
Document Number	2011060990
Instrument Date	Oct 08, 2020
Instrument	2011060990
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10550 ARNO RD GALT CA 956328557, GALT, CA 95632-8557

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10550 ARNO RD, GALT, CA 95632-8557
Document Number	1812211061
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 07, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10550 ARNO RD GALT CA 956328557, GALT, CA 95632-8557

Mortgage

Document Number	1812211061
Date	Dec 21, 2018
Instrument	1812211061

Lender

Name	ZIONS FIRST NAT'L BK
Type	Bank
Address	AMES, IA 50010-6063

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10550 ARNO RD, GALT, CA 95632-8557
Document Number	1812211063
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 07, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10550 ARNO RD GALT CA 956328557, GALT, CA 95632-8557

Mortgage

Document Number	1812211063
Date	Dec 21, 2018
Instrument	1812211063

Lender

Name	ZIONS FIRST NAT'L BK
Type	Bank
Address	AMES, IA 50010-6063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2033

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Arcohe Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,207,466 (+2%) Land $271,678 Building $935,788
2025	$12,816.00 (+1.95%)	$1,183,791 (+4.04%) Land $266,351 Building $917,440
2024	$12,571.00 (+1.73%)
2023	$12,357.00 (+4.64%)	$1,137,824 Land $256,009 Building $881,815
2022	$11,809.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1995–2023)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 27% of California
Wildfire Likelihood	About 1 in 1,087 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	25 / 3
AT&T	Fixed Wireless	25 / 3

May also be available at this address: Softcom Internet Communications, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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