Orange County property record for 1055 Spring Mill Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,726 sqft · built 2000 |
| Lot Size | 0.318 acres (13,835 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $392,000 (Dec 2013) |
| Tax Bill | $5,690 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-22-27-1091-00-900 |
| Primary APN | 36-22-27-1091-00-900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,726 sqft Living Area |
| Gross Area | 3,653 sqft |
| 1st Floor Area | 2,393 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,835 sqft (0.318 acres) |
| Garage Type | Attached |
| Garage Area | 542 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 326 sqft |
| Patio Area | 2 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1055 SPRING MILL DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | CAMBRIDGE CROSSING PHASE 2 43/147 LOT 90 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 36 |
| Legal Subdivision | CAMBRIDGE CROSSING PH 2 |
| Legal Phase | 2 |
| Legal Tract | 1091 |
| Legal Lot Number | 90 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 17120 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1055 SPRING MILL DR, WINTER GARDEN, FL 34787-5532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 18, 2024 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHRISTENSEN FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2013 · Amount on Record |
| Deed Sale | Dec 18, 2013 · Amount on Record |
| Prior Sale | Mar 12, 2004 · Amount on Record |
| Deed Document Number | 2013659512 |
| Deed Book / Page | 10678 / 4459 |
| Prior Transfer Date | Sep 22, 2011 |
| Prior Transfer Doc | 0000524508 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1055 SPRING MILL DR, WINTER GARDEN, FL 34787-5532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1055 SPRING MILL DR, WINTER GARDEN, FL 34787-5532 |
| Document Number | 0000035061 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 20240035061 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1055 SPRING MILL DR, WINTER GARDEN, FL 34787-5532 |
| Document Number | 0000544282 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1055 SPRING MILL DR WINTER GARDEN FL 347875532, WINTER GARDEN, FL 34787-5532 |
| Document Number | 0000544282 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 544282 |
| Name | CHRISTENSEN FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 18, 2035 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,017 (+2.7%) | $647,120 (-1.43%) Land $135,000 Building $512,120 | |
| 2025 | $5,690.00 (+5.16%) Homeowner's exemption | $383,658 (+5.99%) | $656,480 (+9.91%) Land $135,000 Building $521,480 |
| 2024 | $5,411.00 (+3.58%) | ||
| 2023 | $5,224.00 (+2.94%) Homeowner's exemption | $361,985 (+3%) | $597,290 (+26.09%) Land $135,000 Building $462,290 |
| 2022 | $5,075.00 Homeowner's exemption | $351,442 | $473,703 Land $115,000 Building $358,703 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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