1055 River Rd, #PH05, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 1055 River Rd, #PH05, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,060 sqft · built 1982
Lot Size	8.86 acres (385,942 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Feb 2022)
Tax Bill	$7,179 (2025)
Deeds & Mortgages	Sep 2019 Refinance Dec 2019 Refinance
Flood Zone	Zone AE (high risk)
APN	`13-00033-0000-00001-S-CPH05`

Property Details

APN / Parcel Number

Primary APN	`13-00033-0000-00001-S-CPH05`
Alternative APN	`1300033000000001000S CPH05`

Interior

Units	322 Units
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Concrete Block
Lot Area	385,942 sqft

Location & Zoning

Street Address	1055 RIVER RD
City	EDGEWATER
State	NJ
Zip	07020-1364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.86
Legal Subdivision	ADMIRALS WALK
Legal Block	33
Legal Lot Number	1.S
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	4
Census Block	4005
Census Tract	13002

Owner

1055 River Rd, #PH05 is owned by an individual who bought it in February 2022.

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1055 RIVER RD, PH05, EDGEWATER, NJ 07020-1364
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Dec 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COLUMBIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022 · Amount on File
Deed Sale	Feb 9, 2022 · Amount on File
Prior Sale	Jun 14, 2018 · Amount on File
Deed Document Number	202218122
Deed Book / Page	4576 / 1268
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1055 RIVER RD PH PH05, PH05, EDGEWATER, NJ 07020-1364
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033390839
Date	Sep 4, 2019
Book Page	3339/839
Instrument	19-058256

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	1055 RIVER RD PH PH05, PH05, EDGEWATER, NJ 07020-1364
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034430073
Date	Dec 18, 2019
Book Page	3443/73
Instrument	19-088485

Lender

Name	COLUMBIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1055 River Rd, #PH05 was $7,179, up 8.3% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,800 (+9.72%) Land $275,000 Building $203,800	$478,800 (+9.72%) Land $275,000 Building $203,800
2025	$7,179.00 (+8.35%)	$436,400 Land $240,000 Building $196,400	$436,400 Land $240,000 Building $196,400
2024	$6,626.00
2023		$407,600 Land $220,000 Building $187,600	$407,600 Land $220,000 Building $187,600
2022	$7,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1055 River Rd, #PH05 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	589 units insured incl. 550 condo units
Nearby Flood Claims	35 (1985–2024)
Claims Outside the SFHA	6 of 35
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 17 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1055 River Rd, #PH05 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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