1055 Ray Ave, Los Altos, CA 94022 Property Records

Santa Clara County property record for 1055 Ray Ave, Los Altos, CA 94022

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 5,591 sqft · built 2016
Lot Size	0.215 acres (9,375 sqft)
Owner	Trust Name on File
Tax Bill	$52,889 (2025)
Deeds & Mortgages	Apr 2023 Transfer Feb 2017 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`167-12-023`

Property Details

APN / Parcel Number

Primary APN	`167-12-023`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,591 sqft Living Area
1st Floor Area	2,243 sqft
2nd Floor Area	594 sqft
Basement Area	2,754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1055 RAY AVE
City	LOS ALTOS
State	CA
Zip	94022-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 577 LOUCKS MANOR BOOK 24 PAGE 8 LOT 29
Legal Subdivision	LOUCKS MANOR
Legal Tract	577
Legal Lot Number	29
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1000
Census Tract	510500

Owner

1055 Ray Ave is owner-occupied and held in a trust since March 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	1055 RAY AVE, LOS ALTOS, CA 94022-1046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Intrafamily Transfer, Transfer
Feb 28, 2017	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Aug 27, 2019	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2008
Deed Sale	Dec 9, 2008
Prior Sale	Jun 15, 2004 · Amount on File
Deed Document Number	200820062392
Last Transfer Date	Mar 31, 2023
Transfer Doc	0025462066
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 13, 2023
Property Address	1055 RAY AVE, LOS ALTOS, CA 94022-1046
Document Number	0025462066
Map Reference	MB 24 PG 8
Instrument Date	Mar 31, 2023
Instrument	25462066
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1055 RAY AVE, LOS ALTOS, CA 94022-1046

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1055 RAY AVE, LOS ALTOS, CA 94022-1046
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023590487
Date	Feb 28, 2017
Instrument	23590487

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1055 RAY AVE, LOS ALTOS, CA 94022-1046
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024264410
Date	Aug 27, 2019
Instrument	24264410

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 26, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1055 RAY AVE, LOS ALTOS, CA 94022-1046
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024346196
Date	Dec 3, 2019
Instrument	24346196

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Type Change Date	Dec 1, 2026
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1055 RAY AVE, LOS ALTOS, CA 94022-1046
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 RAY AVE, LOS ALTOS, CA 94022-1046

Mortgage

Document Number	0025245356
Date	Feb 22, 2022
Instrument	25245356

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.35%
Type Change Date	Mar 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1055 RAY AVE, LOS ALTOS, CA 94022-1046
Transaction Type	Mortgage
Record Updated	Oct 13, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 RAY AVE, LOS ALTOS, CA 94022-1046

Mortgage

Document Number	0025245357
Date	Feb 22, 2022
Instrument	25245357

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1055 Ray Ave was $52,889.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Altos City
Elementary School District	Los Altos Elementary School District (KG - 08)
Secondary School District	Mountain View-Los Altos Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,475,718 (+2%) Land $1,510,540 Building $2,965,178
2025	$52,889.00	$4,387,960 Land $1,480,922 Building $2,907,038
2023	$50,183.00 (+1.3%) Homeowner's exemption	$4,217,572 Land $1,423,417 Building $2,794,155
2022	$49,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1055 Ray Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1055 Ray Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks.

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