1055 Peaks Rd, Prospect, VA 23960 Property Records

Prince Edward County property record for 1055 Peaks Rd, Prospect, VA 23960 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 1985
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2022)
Tax Bill	$1,000 (2025)
Deeds & Mortgages	May 2018 Line of Credit Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`018 A 58A`

Property Details

APN / Parcel Number

Primary APN	`018 A 58A`
Alternative APN	`15710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,750 sqft Living Area
Basement Area	462 sqft
Unfinished Basement	462 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	15710
Street Address	1055 PEAKS RD
City	PROSPECT
State	VA
Zip	23960-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERGUSON
Jurisdiction	PRINCE EDWARD VA
Township / Civil Division	601
Census Block Group	1
Census Block	1020
Census Tract	930202

Owner

Source: Prince Edward County records · APN 018 A 58A

Assessment roll updated February 24, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1055 PEAKS RD, PROSPECT, VA 23960-8000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2018	Deed of Trust, Mortgage · Line of Credit VIRGINIA CREDIT UNION INC
Apr 01, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2022 · Amount on Record
Deed Sale	Apr 01, 2022 · Amount on Record
Deed Document Number	2022702
Prior Transfer Date	Apr 25, 2018
Prior Transfer Doc	0000000751
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	1055 PEAKS RD, PROSPECT, VA 23960-8000
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000867
Date	May 17, 2018
Instrument	180000867

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 10, 2038

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PRINCE EDWARD VA
Recording Date	Apr 01, 2022
Property Address	1055 PEAKS RD, PROSPECT, VA 23960-8000
Document Number	0202200702
Instrument Date	Mar 30, 2022
Instrument	202200702
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 PEAKS RD, PROSPECT, VA 23960-8000

Tax Assessment & Valuation

Source: Prince Edward County records · Assessment roll updated February 24, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Prince Edward County
Unified School District	Prince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,000.00 (+7.41%)	$249,900 (+36.78%) Land $38,000 Building $211,900	$249,900 (+36.78%) Land $38,000 Building $211,900
2024	$931.00 (+6.28%)
2023	$876.00	$182,700 Land $29,000 Building $153,700	$182,700 Land $29,000 Building $153,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Prince Edward County (51147C), updated April 22, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Kinex Telecom	Fiber	1,000 / 1,000
Central Virginia Electric Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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