1055 N Hudson St, Lowell, MI 49331 Property Records

Kent County property record for 1055 N Hudson St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1977
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jul 2025)
Tax Bill	$3,490 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-02-126-041`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-126-041`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1055 N HUDSON ST
City	LOWELL
State	MI
Zip	49331-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PART OF GOVT LOT 5 COM 191.06 FT SLY ALONG E LINE OF HUDSON AVE /66 FT WIDE/ FROM N SEC LINE TH SLY ALONG E LINE SD AVE TO A
Legal Range	09W
Legal Township	06N
Legal Section	02
Legal Subdivision	FT NWLY ALONG SD E LINE FROM N LINE OF F
Legal Lot Number	5
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2005
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1055 N HUDSON ST, LOWELL, MI 49331-9656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Aug 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 19, 2017	Warranty Deed, Transfer · FHA Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	202542701
Prior Transfer Date	Aug 16, 2021
Prior Transfer Doc	0000094790
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1055 N HUDSON ST, LOWELL, MI 49331-9656
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 N HUDSON ST, LOWELL, MI 49331-9656

Mortgage

Document Number	0000078958
Date	Oct 12, 2022
Instrument	20221012-0078958

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Aug 26, 2021
Property Address	1055 N HUDSON ST, LOWELL, MI 49331-9656
Document Number	0000094790
Instrument Date	Aug 16, 2021
Instrument	20210826-0094790
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 N HUDSON ST, LOWELL, MI 49331-9656

Mortgage

Document Number	0000094791
Date	Aug 26, 2021
Instrument	20210826-0094791

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 19, 2017
Property Address	1055 N HUDSON ST, LOWELL, MI 49331-9656
Document Number	0000088728
Instrument Date	Sep 29, 2017
Instrument	88728
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4585 STAUFFER AVE SE #201 KENTWOOD MI 495085302, 201, KENTWOOD, MI 49508-5302

Mortgage

Document Number	88729
Date	Oct 19, 2017
Instrument	88729

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,000 (+24.23%)	$284,000 (+24.23%)
2025	$3,490.00 (+19.15%)	$114,300 (+13.06%)	$228,600 (+13.06%)
2023		$101,100	$202,200
2019	$2,929.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 individual policies
Nearby Flood Policies	21 units insured incl. 7 condo units
Nearby Flood Claims	21 (1986–2018)
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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