1055 N Evergreen St, Memphis, TN 38107 Property Records

Shelby County property record for 1055 N Evergreen St, Memphis, TN 38107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 2022
Lot Size	0.36 acres (15,675 sqft)
Owner	Individual Name on File
Last Sale	$329,000 (Aug 2022)
Tax Bill	$1,971 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-0041-0-0008`

Property Details

APN / Parcel Number

Primary APN	`04-0041-0-0008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bungalow
Lot Area	15,675 sqft (0.36 acres)
Lot Dimensions	165 ft deep x 95 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1055 N EVERGREEN ST
City	MEMPHIS
State	TN
Zip	38107-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	WS EVERGREEN
Legal Subdivision	EVERGREEN CIRCLE
Legal Lot Number	2
Jurisdiction	SHELBY TN
Township / Civil Division	7
Census Block Group	2
Census Block	2008
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Vollintine Evergreen Avalon Historic District listed 1997 · 412 contributing resources · NRIS 97000476

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1055 N Evergreen St is owned and occupied by an individual who bought it in August 2022.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1055 N EVERGREEN ST, MEMPHIS, TN 38107-3018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST COMMERCIAL BANK
	Deed of Trust, Mortgage
Oct 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Aug 4, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Aug 4, 2022	Intrafamily Transfer, Transfer
May 25, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2022 · Amount on File
Deed Sale	Aug 4, 2022 · Amount on File
Prior Sale	Jul 27, 2021 · Amount on File
Deed Document Number	202287497
Prior Transfer Date	Jul 28, 2022
Prior Transfer Doc	0000087498
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1055 N EVERGREEN ST, MEMPHIS, TN 38107-3018
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021153171
Date	Dec 10, 2021
Instrument	21153171

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 9, 2022

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1055 N EVERGREEN ST, MEMPHIS, TN 38107-3018
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1055 N EVERGREEN ST, MEMPHIS, TN 38107-3018
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022114751
Date	Oct 13, 2022
Instrument	22114751

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	6.62%
Max Rate	9.62%

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 4, 2022
Property Address	1055 N EVERGREEN ST, MEMPHIS, TN 38107-3018
Document Number	0022087497
Map Reference	MB 10 PG 9
Instrument Date	Jul 28, 2022
Instrument	22087497
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,217.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 N EVERGREEN ST, MEMPHIS, TN 38107-3018

Mortgage

Document Number	0022087499
Date	Aug 4, 2022
Instrument	22087499

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY TN
Recording Date	Aug 4, 2022
Property Address	1055 N EVERGREEN ST, MEMPHIS, TN 38107-3018
Document Number	0022087498
Map Reference	MB 10 PG 9
Instrument Date	Jul 28, 2022
Instrument	22087498
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 N EVERGREEN ST, MEMPHIS, TN 38107-3018

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	May 25, 2021
Property Address	1055 N EVERGREEN ST, MEMPHIS, TN 38107-3018
Document Number	0021063496
Map Reference	MB 10 PG 9
Instrument Date	Apr 27, 2021
Instrument	21063496
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount on Record
Tax	$23.68
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3385 AIRWAYS BLVD STE 220, 220, MEMPHIS, TN 38116-3808

Tax Assessment & Valuation

The 2025 property tax bill for 1055 N Evergreen St was $1,971.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,971.00	$73,300 Land $3,750 Building $69,550	$293,200 Land $15,000 Building $278,200
2023		$60,050 Land $2,000 Building $58,050
2022	$3,658.00
2021			$240,200 Land $8,000 Building $232,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1055 N Evergreen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1055 N Evergreen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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