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1055 Liza St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1055 Liza St, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,428 sqft · built 1984
Lot Size0.859 acres (37,418 sqft)
OwnerIndividual Name on Record
Last Sale$264,000 (Nov 2020)
Tax Bill$3,097 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-26-31-7500-0001-0271

Property Details

APN / Parcel Number

Primary APN06-26-31-7500-0001-0271
Alternative APNs
  • 263106750000010271
  • 96381

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,428 sqft Living Area
Gross Area1,512 sqft
1st Floor Area1,176 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area37,418 sqft (0.859 acres)
Lot Dimensions300 ft deep x 125 ft wide

Exterior Amenities

PorchFlorida Room
Porch Area252 sqft
Patio Area280 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1055 LIZA ST
CitySAINT CLOUD
StateFL
Zip34771-4812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS3
Legal DescriptionLOT 422 LESS N 41.25 FT AKA SW 1/4 TRACT 27 OF ARROWHEAD COUNTRY ESTATES LESS RD R/W
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionARROWHEAD COUNTRY ESTATES UNREC
Legal Tract27
Legal Block271
Legal Lot Number422
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2036
Census Tract43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1055 LIZA ST, SAINT CLOUD, FL 34771-4812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2020 · Amount on Record
Deed SaleNov 2, 2020 · Amount on Record
Prior SaleJan 16, 2013 · Amount on Record
Deed Document Number2020149013
Deed Book / Page5824 / 2950
Prior Transfer DateJul 8, 2008
Prior Transfer Doc0037082129
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 2, 2020
Property Address1055 LIZA ST, SAINT CLOUD, FL 34771-4812
Document Number0058242950
Book / Page5824 / 2950
Map ReferenceMB B PG 61-64
Instrument DateOct 30, 2020
Instrument2020149013
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,848.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1055 LIZA ST, 1055, SAINT CLOUD, FL 34771-4812

Transferred To (Grantee/Buyer)

NameVerified Name
Address1055 LIZA ST, SAINT CLOUD, FL 34771-4812

Mortgage

Document Number0058242954
DateNov 2, 2020
Instrument5824/2954
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,097.00 (+5.66%) Homeowner's exemption$212,963 (+5.99%)$299,500 (+17.87%) Land $75,000 Building $224,500
2024$2,931.00 (+2.23%)
2023$2,867.00 (+4.6%) Homeowner's exemption$200,934 (+3%)$254,100 (+24.74%) Land $52,000 Building $202,100
2022$2,741.00 Homeowner's exemption$195,082$203,700 Land $52,000 Building $151,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: CenturyLink, Verizon.

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