1055 Huron Dr, Elgin, IL 60120 Property Records

Cook County property record for 1055 Huron Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,261 sqft · built 1992
Lot Size	0.208 acres (9,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,500 (Apr 2024)
Tax Bill	$7,681 (2023)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-06-206-002`

Property Details

APN / Parcel Number

Primary APN	`06-06-206-002`
Alternative APN	`06-06-206-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,261 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,050 sqft (0.208 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1055 HURON DR
City	ELGIN
State	IL
Zip	60120-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 193 IN COBBLERS CROSSING UNIT 11 PART OF SEC06 T41N R09E 3P
Legal Range	9E
Legal Township	41N
Legal Section	06
Legal Subdivision	COBBLERS CROSSING UNIT 11
Legal Lot Number	193
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1018
Census Tract	804313

Owner

Source: Cook County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1055 HURON DR, ELGIN, IL 60120-2342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Special Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA
Aug 31, 2023	Foreclosure NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on Record
Deed Sale	Apr 9, 2024 · Amount on Record
Prior Sale	Jul 8, 2008 · Amount on Record
Deed Document Number	202424268
Record Updated	Sep 20, 2026

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 9, 2024
Property Address	1055 HURON DR, ELGIN, IL 60120-2342
Document Number	0010024268
Map Reference	DOC 92446860
Instrument Date	Mar 18, 2024
Instrument	2410024268
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6555 EXCELLENCE WAY, PLANO, TX 75023-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1055 HURON DR, ELGIN, IL 60120-2342

Mortgage

Document Number	0010024269
Date	Apr 9, 2024
Instrument	2410024269

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate	6.87%

Mortgage

Document Number	0010024270
Date	Apr 9, 2024
Instrument	2410024270

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2023: Foreclosure

Document Type	Foreclosure
Jurisdiction	COOK IL
Recording Date	Aug 31, 2023
Property Address	1055 HURON DR, ELGIN, IL 60120-2342
Document Number	0024322031
Map Reference	DOC 92446860
Instrument Date	Mar 21, 2023
Instrument	2324322031
Transaction Type	Foreclosure
Record Updated	Apr 9, 2024
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,000 (+36.67%) Land $7,240 Building $33,760	$410,000 (+36.67%) Land $72,400 Building $337,600
2023	$7,681.00 (+3.31%)
2022	$7,435.00 (-5.7%)	$30,000 (+14.45%) Land $6,335 Building $23,665	$300,000 (+14.45%) Land $63,350 Building $236,650
2021	$7,884.00 Homeowner's exemption	$26,212 Land $4,072 Building $22,140	$262,120 Land $40,720 Building $221,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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