Hamilton County property record for 1055 Elda Ln, Cincinnati, OH 45224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,443 sqft · built 1953 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jun 2022) |
| Tax Bill | $2,790 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Nov 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 236-0001-0199-00 |
| Primary APN | 236-0001-0199-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,443 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 962 sqft |
| Basement Area | 962 sqft |
| Finished Basement | 481 sqft |
| Unfinished Basement | 481 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,754 sqft (0.178 acres) |
| Lot Dimensions | 106 ft deep x 24 ft wide |
| Patio Area | 530 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1055 ELDA LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45224-2705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | ELDA LN 23.56 X 106.50 LOT 82 JOSEPH NOVOTNYS |
| Legal Subdivision | JOSEPH NOVOTNY |
| Legal Lot Number | 82 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 8100 |
1055 Elda Ln is owned and occupied by two individuals who bought it in June 2022.
Source: Hamilton County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1055 ELDA LN, CINCINNATI, OH 45224-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Nov 29, 2021 | Warranty Deed, Transfer · Line of Credit SPRING VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2022 · Amount on File |
| Deed Sale | Jun 6, 2022 · Amount on File |
| Prior Sale | Nov 29, 2021 · Amount on File |
| Deed Document Number | 202256099 |
| Deed Book / Page | 14682 / 3795 |
| Prior Transfer Date | Oct 14, 2008 |
| Prior Transfer Doc | 0000000922 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 6, 2022 |
| Property Address | 1055 ELDA LN, CINCINNATI, OH 45224-2705 |
| Document Number | 0000056099 |
| Book / Page | 14682 / 3795 |
| Map Reference | MB 62 PG 1&2 |
| Instrument Date | May 24, 2022 |
| Instrument | 2022-0056099 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1055 ELDA LN, CINCINNATI, OH 45224-2705 |
| Document Number | 0000056100 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022-0056100 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 29, 2021 |
| Property Address | 1055 ELDA LN, CINCINNATI, OH 45224-2705 |
| Document Number | 0000142976 |
| Book / Page | 14552 / 4007 |
| Map Reference | MB 62 PG 1&2 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 2021-0142976 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2786 TANTIVY TER, FAIRFIELD TOWNSHIP, OH 45011-6489 |
| Document Number | 0000142977 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021-0142977 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 78 Months |
| Due | May 1, 2028 |
The 2025 property tax bill for 1055 Elda Ln was $2,790, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,790.00 (+3.14%) | $52,500 (-) Land $12,040 Building $40,460 | $150,000 Land $34,400 Building $115,600 |
| 2024 | $2,705.00 (-15.6%) | $52,500 (-) Land $12,040 Building $40,460 | |
| 2023 | $3,205.00 (+81.18%) | $52,500 (+102.42%) Land $12,040 Building $40,460 | $150,000 Land $34,400 Building $115,600 |
| 2022 | $1,769.00 Homeowner's exemption | $25,936 Land $9,776 Building $16,160 | |
| 2020 | $74,100 Land $27,930 Building $46,170 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1055 Elda Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1055 Elda Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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