1055 Crestfield St, Ontario (Mansfield), OH 44906 Property Records

Richland County property record for 1055 Crestfield St, Ontario, OH 44906

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,529 sqft · built 1999
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Sep 2026)
Tax Bill	$2,541 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2019 Second Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`038-60-169-12-037`

Property Details

APN / Parcel Number

Primary APN	`038-60-169-12-037`
Alternative APN	`03015`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,529 sqft Living Area
1st Floor Area	760 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Aluminum Siding
Construction Type	Brick
Lot Area	5,001 sqft (0.115 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	88 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1055 CRESTFIELD ST
City	ONTARIO
State	OH
Zip	44906-1179
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CRESTFIELD CONDOMINUMS UNIT B & 16.67% OF COMMON AREA
Legal Subdivision	CRESTFIELD CONDOMINIUM
Legal Unit	B
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2004
Census Tract	2400

Owner

Source: Richland County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage DIRECTIONS CREDIT UNION
May 3, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIRECTIONS CU
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Apr 7, 2021	Warranty Deed, Transfer
Sep 14, 2020	Warranty Deed, Transfer · Line of Credit MECHANICS BANK
May 3, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIRECTIONS CU
May 22, 2018	Intrafamily Transfer, Transfer
Mar 12, 2018	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Dec 14, 2009	Sheriff's Deed, Foreclosure
Apr 19, 2007	Survivorship Deed, Transfer · ARM FIRST FRANKLIN FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Apr 7, 2021 · Amount on Record
Deed Document Number	202611312
Deed Book / Page	3048 / 2755
Prior Transfer Date	Apr 2, 2021
Prior Transfer Doc	002880/364
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 25, 2026
Property Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179
Document Number	0000011312
Book / Page	3048 / 2755
Instrument Date	Sep 24, 2026
Instrument	202611312
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179

Mortgage

Document Number	0000011313,
Date	Sep 25, 2026
Instrument	202611313

Lender

Name	DIRECTIONS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02696/0625
Date	May 3, 2019
Book Page	2696/0625
Instrument	201900004638

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 28, 2029

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002886/701
Date	Apr 29, 2021
Book Page	2886/701
Instrument	202100005915

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Apr 29, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2886/701
Date	Apr 29, 2021
Book Page	2886/701
Instrument	202100005915

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Apr 29, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Apr 7, 2021
Property Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179
Document Number	002880/364
Book / Page	2880 / 364
Map Reference	VOL 804 PG 677
Instrument Date	Apr 2, 2021
Instrument	202100004846
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 14, 2020
Property Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179
Document Number	002818/429
Book / Page	2818 / 429
Map Reference	VOL 804 PG 677
Instrument Date	Aug 19, 2020
Instrument	202000010898
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5459 TEETER RD, BUTLER, OH 44822-9623

Mortgage

Document Number	202000010899
Date	Sep 14, 2020
Instrument	202000010899

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	263 Months
Due	Aug 20, 2042

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179
Transaction Type	Mortgage
Record Updated	Jun 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2696/0625
Date	May 3, 2019
Book Page	2696/0625
Instrument	201900004638

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 28, 2029

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND OH
Recording Date	May 22, 2018
Property Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179
Document Number	02625/0484
Book / Page	2625 / 0484
Map Reference	VOL804 PG677
Instrument Date	May 9, 2018
Instrument	201800006065
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	00000

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Mar 12, 2018
Property Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179
Document Number	02609/0254
Book / Page	2609 / 0254
Map Reference	VOL804 PG677
Instrument Date	Feb 28, 2018
Instrument	201800002787
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179

December 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RICHLAND OH
Recording Date	Dec 14, 2009
Property Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179
Document Number	01950/0667
Book / Page	1950 / 0667
Map Reference	MB27 PG169
Instrument Date	Dec 11, 2009
Instrument	200900014072
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 REGENT BLVD STE 200, 200, IRVING, TX 75063-2296

April 2007: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Apr 19, 2007
Property Address	1055 CRESTFIELD ST, ONTARIO, OH 44906-1179
Document Number	01748/0097
Book / Page	1748 / 0097
Map Reference	OR804 PG677
Instrument Date	Apr 16, 2007
Instrument	200700005639
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Investor	Possibly a Property Investor

Mortgage

Document Number	200700005640
Date	Apr 19, 2007
Instrument	200700005640

Lender

Name	FIRST FRANKLIN FINANCIAL CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037
Prepayment Penalty	36 Months

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	8.75%
Max Rate At Change	11.7%
Index	6-Month LIBOR
Max Rate	14.7%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,541.00 (+0.04%)	$49,900 (-) Land $2,100 Building $47,800
2024	$2,540.00 (-0.04%)	$49,900 (-) Land $2,100 Building $47,800
2023	$2,541.00 (-1.63%)	$49,900 (+14.27%) Land $2,100 Building $47,800	$142,570 (+14.28%) Land $6,000 Building $136,570
2022	$2,583.00	$43,670 Land $2,070 Building $41,600
2020			$124,750 Land $5,900 Building $118,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO CITY serves 6,756 people · EPA ID OH7003512
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Brightspeed.

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