Chambers County property record for 1055 Co Rd 285, Five Points, AL 36855
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,152 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-08-33-0-001-004.002 |
| Primary APN | 12-01-08-33-0-001-004.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Utility Building | 128 sqft |
| Sewer | Connected |
|---|
| Account Number | 11815 |
|---|---|
| Street Address | 1055 COUNTY ROAD 285 |
| City | FIVE POINTS |
| State | AL |
| Zip | 36855-2753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 1227' S OF NE COR OF NE1/4OF NW1/4, RUN S200', W193.02',NW'LY204.73', E236.45' TO P.O.B., IN E1/2 OF NW1/4.S33 T24N R28E |
| Legal Range | 28 |
| Legal Township | 24 |
| Legal Section | 33 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | FIVE POINTS |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 953800 |
Source: Chambers County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1055 COUNTY ROAD 285, FIVE POINTS, AL 36855-2753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 1055 COUNTY ROAD 285, FIVE POINTS, AL 36855-2753 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 2021/2120 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 2021/2120 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CORDOVA, TN 38018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,196 (+99.96%) Land $860 Building $20,336 | $105,980 (+0.05%) Land $4,300 Building $101,680 | |
| 2023 | Additional exemption filed | $10,600 Land $440 Building $10,160 | $105,930 Land $4,300 Building $101,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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