1055 Co Rd 1, Hickory Flat, MS 38633 Property Records

Union County property record for 1055 Co Rd 1, Hickory Flat, MS 38633

Property Summary

Property Type	Rural Home
Details	2 ba · 1,720 sqft · built 2019
Lot Size	9.74 acres (424,274 sqft)
Owner	2 Individual Names on File
Tax Bill	$99 (2025)
Deeds & Mortgages	May 2019 Mortgage Nov 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`004R-19-006.00`

Property Details

APN / Parcel Number

Primary APN	`004R-19-006.00`
Alternative APNs	`004R-09-006.00` `524`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Adjusted Area
1st Floor Area	1,600 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	424,274 sqft (9.74 acres)
Utility Building	684 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1055 COUNTY ROAD 1
City	HICKORY FLAT
State	MS
Zip	38633-9517
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NW1/4ETAL-TRACY JOYNERTREVOR JOYNERTEDDY JOYNER
Legal Range	01E
Legal Township	06S
Legal Section	19
Jurisdiction	UNION MS
Township / Civil Division	1
Census Block Group	2
Census Block	2013
Census Tract	950200

Owner

1055 Co Rd 1, a rural home, is owned and occupied by two individuals who acquired it in February 2013.

Source: Union County records, as of December 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1055 COUNTY ROAD 1, HICKORY FLAT, MS 38633-9517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Deed of Trust, Mortgage GUM TREE MORTGAGE LLC
Nov 21, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST CHOICE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2013
Deed Sale	Feb 22, 2013
Deed Document Number	2013704
Prior Transfer Date	Feb 13, 2013
Prior Transfer Doc	2013000704
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	1055 COUNTY ROAD 1, HICKORY FLAT, MS 38633-9517
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 COUNTY ROAD 1, HICKORY FLAT, MS 38633-9517

Mortgage

Document Number	2019001500
Date	May 1, 2019
Instrument	2019001500

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION MS
Property Address	1055 COUNTY ROAD 1, HICKORY FLAT, MS 38633-9517
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 COUNTY ROAD 1, HICKORY FLAT, MS 38633-9517

Mortgage

Document Number	2018003839
Date	Nov 21, 2018
Instrument	2018003839

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 19, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 1055 Co Rd 1 was $99, up 209.4% from the year before.

Source: Union County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$99.00 (+209.38%)	$882	$5,880 Land $1,460 Building $4,420
2024	$32.00 (+3.23%)
2023	$31.00 (-11.43%)	$297 (-1.66%)	$1,980 (-1.49%) Land $1,480 Building $500
2022	$35.00	$302	$2,010 Land $1,510 Building $500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1055 Co Rd 1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1055 Co Rd 1 is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 1

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