1055 Berea Rd, Richmond, KY 40475 Property Records

Madison County property record for 1055 Berea Rd, Richmond, KY 40475

Property Summary

Property TypeCommercial
Lot Size0.613 acres (26,722 sqft)
OwnerCompany Name on Record
Last Sale$520,000 (Jun 2026)
Tax Bill$4,792 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0069-0000-0012-D

Property Details

APN / Parcel Number

Primary APN0069-0000-0012-D
Alternative APNs
  • 119975
  • 82993
  • 55539

Exterior

Lot Area26,722 sqft (0.613 acres)
Lot Dimensions243 ft deep x 100 ft wide

Location & Zoning

Account Number55539
Street Address1055 BEREA RD
CityRICHMOND
StateKY
Zip40475-3401
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description100 X 243.5
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1021
Census Tract10902

Owner

Source: Madison County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address155 BEREA RD, RICHMOND, KY 40475
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2026 · Amount on Record
Deed SaleJun 18, 2026 · Amount on Record
Prior SaleSep 19, 2024 · Amount on Record
Deed Document Number202614356853
Deed Book / Page884 / 300
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateJun 18, 2026
Property Address1055 BEREA RD, RICHMOND, KY 40475-3401
Document Number0014356853
Book / Page884 / 300
Instrument DateJun 18, 2026
Instrument202614356853
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyFOUNDATION TITLE

Transaction

AmountAmount Recorded
Tax$52,520.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
InvestorPossibly a Property Investor

Mortgage

Document Number0014356854,
DateJun 18, 2026
Instrument202614356854
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueJun 18, 2029
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,792.00 (+70.35%)$508,200 (+75.24%)$508,200 (+75.24%)
2023$2,813.00$290,000$290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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