10549 Warner Gulf Rd, Chaffee, NY 14030 Property Records

Erie County and Sardinia Town property record for 10549 Warner Gulf Rd, Chaffee, NY 14030

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,440 sqft · built 1950
Lot Size4.59 acres (199,940 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Mar 1999)
Tax Bill$2,164 (2026)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN146200 278.00-3-27

Property Details

APN / Parcel Number

Primary APN146200 278.00-3-27
Alternative APNs
  • 62002780000003027000
  • 2 7000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,516 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCottage
Exterior MaterialWood
Lot Area199,940 sqft (4.59 acres)
Lot Dimensions400 ft deep x 539 ft wide
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area416 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number2 7000
Street Address10549 WARNER GULF RD
CityCHAFFEE
StateNY
Zip14030-9718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEISENHOWER RD
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block3
Legal Lot Number27.000
JurisdictionERIE NY
Township / Civil DivisionSARDINIA
Census Block Group1
Census Block1032
Census Tract15102

Owner

10549 Warner Gulf Rd is owned and occupied by two individuals who acquired it in March 2005.

Source: Erie County and Sardinia Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address10549 WARNER GULF RD, CHAFFEE, NY 14030-9718
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 1999 · Amount on File
Deed SaleMar 9, 1999 · Amount on File
Deed Book / Page10948 / 1742
Last Transfer DateMar 3, 2005
Transfer Doc0110920434
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address10549 WARNER GULF RD, CHAFFEE, NY 14030-9718
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138308285
DateOct 11, 2017
Book Page13830/8285
Instrument2017205301
Lender
NameLOCAL 41 IBEW FCU
TypeNon-Lending Institution
AddressORCHARD PARK, NY 14127
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 10549 Warner Gulf Rd was $2,164 with a homeowner's exemption, up 1.5% from the year before.

Source: Erie County and Sardinia Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionSardinia Town
Unified School DistrictHolland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,164.00 (+1.55%) Homeowner's exemption
2025$2,131.00 (+9.85%)$55,000 (-) Land $12,700 Building $42,300$166,667 (+6.06%) Land $38,485 Building $128,182
2024$1,940.00 Homeowner's exemption$55,000 (-) Land $12,700 Building $42,300$157,143 (+11.43%) Land $36,286 Building $120,857
2023Homeowner's exemption$55,000 (-) Land $12,700 Building $42,300$141,026 (+12.82%) Land $32,564 Building $108,462
2022$55,000 Land $12,700 Building $42,300$125,000 Land $28,864 Building $96,136
2021$526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10549 Warner Gulf Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10549 Warner Gulf Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

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