10549 Utah Rd, Bloomington (Minneapolis), MN 55438 Property Records

Hennepin County property record for 10549 Utah Rd, Bloomington, MN 55438

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,287 sqft · built 1979
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$291,000 (May 2016)
Tax Bill	$6,123 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-116-21-13-0040`

Property Details

APN / Parcel Number

Primary APN	`31-116-21-13-0040`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,287 sqft Living Area
Gross Area	3,683 sqft
1st Floor Area	1,287 sqft
Basement Area	2,396 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	139 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	475 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10549 UTAH RD
City	MINNEAPOLIS
State	MN
Zip	55438-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 023 BLOCK 008 A COUNTRYSIDE WEST 2ND ADDN 105 X 139.02
Legal Range	21
Legal Township	116
Legal Section	31
Legal Quarter	13
Legal Subdivision	COUNTRYSIDE WEST 2ND ADDN
Legal Block	8
Legal Lot Number	23
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	3
Census Block	3006
Census Tract	25907

Owner

10549 Utah Rd is owned and occupied by two individuals who bought it in May 2016.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10549 UTAH RD, MINNEAPOLIS, MN 55438-2017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Closed-End Mortgage THINK MUTUAL BANK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage THINK MUTUAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2016 · Amount on File
Deed Sale	May 3, 2016 · Amount on File
Prior Sale	Apr 25, 2000 · Amount on File
Deed Document Number	201610308817
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10549 UTAH RD, BLOOMINGTON, MN 55438-2017
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10549 UTAH RD, BLOOMINGTON, MN 55438-2017
Investor	Possibly a Property Investor

Mortgage

Document Number	0A11419165
Date	Nov 10, 2025
Instrument	A11419165

Lender

Name	THINK MUTUAL BANK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 15, 2045

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10549 UTAH RD, BLOOMINGTON, MN 55438-2017
Document Number	0010845842
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10549 UTAH RD BLOOMINGTON MN 554382017, BLOOMINGTON, MN 55438-2017

Mortgage

Document Number	0010845842
Date	Sep 28, 2020
Instrument	10845842

Lender

Name	THINK MUTUAL BK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10549 Utah Rd was $6,123 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,123.00	$447,300 Land $151,800 Building $295,500	$447,300 Land $151,800 Building $295,500
2023	$5,147.00 Homeowner's exemption
2022		$434,300 Land $147,800 Building $286,500	$434,300 Land $147,800 Building $286,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10549 Utah Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10549 Utah Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: Intrepid Fiber Networks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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