10548 Tecopa Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 10548 Tecopa Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,158 sqft · built 1982
Lot Size	0.409 acres (17,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Sep 2025)
Tax Bill	$3,012 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`0434-244-27-0000`

Property Details

APN / Parcel Number

Primary APN	`0434-244-27-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	1,158 sqft
Family Room	Family Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,806 sqft (0.409 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	10548 TECOPA RD
City	APPLE VALLEY
State	CA
Zip	92308-8075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5780 LOT 505 TR NO 5780 CIRCLE M RANCHOS NO 4 LOT 505 EX MNL RTS WITHOUT S E
Legal Subdivision	CIRCLE M RANCHOS UNIT #4
Legal Tract	5780
Legal Block	2
Legal Lot Number	505
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2019
Census Tract	9709

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8195 PISMO AVE, HESPERIA, CA 92345-7174
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALASKA USA FCU
Sep 3, 2025	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 14, 2020	Grant Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Dec 21, 2018	Grant Deed, Transfer PREMIUM TITLE/CA INC
Jun 12, 2018	Trustee's Deed, Foreclosure PREMIUM TITLE/CA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	2025212734
Prior Transfer Date	Jun 8, 2018
Prior Transfer Doc	0000211444
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10548 TECOPA RD, APPLE VALLEY, CA 92308-8075
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10548 TECOPA RD, APPLE VALLEY, CA 92308-8075

Mortgage

Document Number	0000375625
Date	Nov 16, 2022
Instrument	2022-0375625

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Sep 1, 2042

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 3, 2025
Property Address	10548 TECOPA RD, APPLE VALLEY, CA 92308-8075
Document Number	0000212734
Map Reference	MB 71 PG 27-31
Instrument Date	Aug 19, 2025
Instrument	2025-0212734
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8195 PISMO AVE, HESPERIA, CA 92345-7174

Mortgage

Document Number	0000212735
Date	Sep 3, 2025
Instrument	2025-0212735

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 14, 2020
Property Address	10548 TECOPA RD, APPLE VALLEY, CA 92308-8075
Document Number	0000286906
Map Reference	MB 71 PG 27-31
Instrument Date	Jul 18, 2020
Instrument	2020-0286906
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10548 TECOPA RD, APPLE VALLEY, CA 92308-8075

Mortgage

Document Number	0000286907
Date	Aug 14, 2020
Instrument	2020-0286907

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 21, 2018
Property Address	10548 TECOPA RD, APPLE VALLEY, CA 92308-8075
Document Number	0000473229
Instrument Date	Dec 18, 2018
Instrument	473229
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	PREMIUM TITLE/CA INC

Transaction

Amount	Amount Recorded
Tax	$153.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1504 STOW ST SIMI VALLEY CA 930634545, SIMI VALLEY, CA 93063-4545

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 12, 2018
Property Address	10548 TECOPA RD, APPLE VALLEY, CA 92308-8075
Document Number	0000211444
Instrument Date	Jun 5, 2018
Instrument	211444
Transaction Type	Foreclosure
Record Updated	Jul 2, 2018
Title Company	PREMIUM TITLE/CA INC

Transaction

Amount	Amount Recorded
Tax	$195.80
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	5720 PREMIER PARK DR WEST PALM BEACH FL 334071610, WEST PALM BEACH, FL 33407-1610

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,000 (+47.04%) Land $75,000 Building $300,000
2025	$3,012.00 (+3.83%)	$255,033 (+4.04%) Land $48,926 Building $206,107
2023	$2,901.00 (+5.57%)	$245,130 Land $47,026 Building $198,104
2022	$2,748.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER CO - APPLE VLY SOUTH private · serves 6,247 people · EPA ID CA3610107
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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