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10548 Co Rd 13 N, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 10548 Co Rd 13 N, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,725 sqft · built 1960
Lot Size0.92 acres (40,075 sqft)
Owner2 Individual Names on Record
Last Sale$280,500 (Jul 2016)
Tax Bill$3,121 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN018080-0000

Property Details

APN / Parcel Number

Primary APN018080-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,725 sqft Living Area
Gross Area2,297 sqft
1st Floor Area1,485 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area40,075 sqft (0.92 acres)
Lot Dimensions375 ft deep x 200 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area15 sqft
Deck Area228 sqft
Patio Area444 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10548 COUNTY ROAD 13 N
CitySAINT AUGUSTINE
StateFL
Zip32092-8912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal Description8-93 LINDA GARDENS LOT 5 & RIP RIGHTS OR4216/1386
Legal Range27E
Legal Township07S
Legal Section38
Legal SubdivisionLINDA GARDENS
Legal Block2
Legal Lot Number5
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2014
Census Tract21004

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10548 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2016 · Amount on Record
Deed SaleJul 1, 2016 · Amount on Record
Deed Document Number201642015
Deed Book / Page4216 / 1386
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address10548 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8912
Document Number0049770766
Instrument DateJun 4, 2020
Transaction TypeMortgage
Record UpdatedAug 14, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10548 COUNTY ROAD 13 N ST AUGUSTINE FL 320928912, ST AUGUSTINE, FL 32092-8912

Mortgage

Document Number0049770766
DateJun 30, 2020
Book Page004977/000766
Instrument51852
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
AmountAmount Recorded
Term360 Months
DueJun 29, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,311 (+2.7%)$472,698 (+3.09%) Land $161,600 Building $311,098
2025$3,121.00 (+13.37%) Homeowner's exemption$245,678 (+2.9%)$458,545 (+14.17%) Land $161,600 Building $296,945
2024$2,753.00 (+2.11%) Homeowner's exemption$238,754 (+3%)$401,640 (+0.21%) Land $141,064 Building $260,576
2023$2,696.00 (+3.18%) Homeowner's exemption$231,800 (+3%)$400,793 (+5.99%) Land $141,064 Building $259,729
2022$2,613.00 Homeowner's exemption$225,049$378,149 Land $141,064 Building $237,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 115 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims21 (2016–2022)
Claims Outside the SFHA6 of 21
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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