10547 State Hwy W, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 10547 State Hwy W, Jackson, MO 63755

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,151 sqft · built 1950
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,739 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104042000008000000`

Property Details

APN / Parcel Number

Primary APN	`104042000008000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,151 sqft Living Area
Basement Area	936 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	131,116 sqft (3.01 acres)
Lot Dimensions	530 ft deep x 749 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10547 STATE HWY W
City	JACKSON
State	MO
Zip	63755-8012
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NW NE
Legal Range	13E
Legal Township	32S
Legal Section	20
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	BYRD
Census Block Group	4
Census Block	4002
Census Tract	880600

Owner

10547 State Hwy W, a rural home, is owned and occupied by two individuals who acquired it in February 2014.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10547 STATE HWY W, JACKSON, MO 63755-8012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Jun 15, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 11, 2014
Transfer Doc	0000001445
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Jun 23, 2023
Property Address	10547 STATE HWY W, JACKSON, MO 63755-8012
Document Number	0202305026
Instrument Date	Jun 22, 2023
Instrument	2023-05026
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10547 STATE HWY W, JACKSON, MO 63755-8012

Mortgage

Document Number	0202305027
Date	Jun 23, 2023
Instrument	2023-05027

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	10547 STATE HWY W, JACKSON, MO 63755-8012
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202204360
Date	Apr 20, 2022
Instrument	2022-04360

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	10547 STATE HWY W, JACKSON, MO 63755-8012
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202901
Date	Mar 17, 2022
Instrument	2022-02901

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Property Address	10547 STATE HWY W, JACKSON, MO 63755-8012
Document Number	0000007123
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10345 STATE HWY W JACKSON MO 637558014, JACKSON, MO 63755-8014

Mortgage

Document Number	0000007123
Date	Jun 25, 2020
Instrument	7123

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10547 State Hwy W was $1,739.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,680 (-) Land $1,510 Building $33,170	$183,306 (-) Land $8,204 Building $175,102
2025	$1,739.00	$34,680 Land $1,510 Building $33,170	$183,306 Land $8,204 Building $175,102
2023	$1,654.00	$33,030 Land $1,440 Building $31,590	$174,616 Land $7,852 Building $166,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10547 State Hwy W in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1979–2017)
Claims Outside the SFHA	9 of 25
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2011 · 4 claims Severe Storms, Tornadoes And Flooding, May 2002 · 4 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10547 State Hwy W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people · EPA ID MO4024096
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoSEMO.

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