Frederick County property record for 10546 Old Annapolis Rd, #B, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,070 sqft · built 1972 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $408,000 (May 2012) |
| Tax Bill | $443 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-305412 |
| Primary APN | 13-305412 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,070 sqft Living Area |
| 1st Floor Area | 1,113 sqft |
| Basement Area | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 392,040 sqft |
| Shed | 1 Shed |
| Shed Area | 960 sqft |
| Stable | 1,320 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 305412 |
|---|---|
| Street Address | 10546B OLD ANNAPOLIS RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 9 AC N/S OLD ANNAPOLIS RD. E. OF WATER ST. RD. |
| Legal Subdivision | PLEASANT ESTATES 02 SEC 01 |
| Legal Lot Number | 19 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 13, MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 751701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
10546 Old Annapolis Rd, #B is owned and occupied by two individuals who bought it in May 2012.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10546B OLD ANNAPOLIS RD, FREDERICK, MD 21701-3350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 16, 2020 | Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC |
| Mar 16, 2020 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2012 · Amount on File |
| Deed Sale | May 23, 2012 · Amount on File |
| Prior Sale | Jul 30, 2008 · Amount on File |
| Deed Book / Page | 8901 / 264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10546 OLD ANNAPOLIS RD # B, B, FREDERICK, MD 21701-3350 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0176380280 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 17638/280 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10546 OLD ANNAPOLIS RD # B, B, FREDERICK, MD 21701-3350 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0143690056 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 14369/56 |
| Name | AFFINITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LENEXA, KS 66215 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10546 OLD ANNAPOLIS RD # B, B, FREDERICK, MD 21701-3350 |
| Document Number | 0136470446 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | EXCALIBUR TITLE AND ESCROW LLC, EXCALIBUR TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10546 OLD ANNAPOLIS RD #B FREDERICK MD 217013350, B, FREDERICK, MD 21701-3350 |
| Document Number | 0136470446 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 013647/000446 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2050 |
The 2025 property tax bill for 10546 Old Annapolis Rd, #B was $443 with a homeowner's exemption, up 5.5% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,067 (+7.46%) | $530,800 (+22.39%) Land $268,000 Building $262,800 | |
| 2025 | $443.00 (+5.48%) Homeowner's exemption | $433,700 Land $199,800 Building $233,900 | $433,700 Land $199,800 Building $233,900 |
| 2024 | $420.00 (+7.42%) | ||
| 2023 | $391.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $364,167 | $433,700 Land $199,800 Building $233,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10546 Old Annapolis Rd, #B in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10546 Old Annapolis Rd, #B is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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