Cass County property record for 10546 Born St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,344 sqft · built 2021 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Trust Name on File |
| Last Sale | $150,000 (Feb 2021) |
| Tax Bill | $8,322 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-080-300-018-00 |
| Primary APN | 14-080-300-018-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,344 sqft Building Perimeter |
| 1st Floor Area | 1,172 sqft |
| Basement Area | 1,172 sqft |
| Unfinished Basement | 1,172 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10546 BORN ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 342-280 650J 6-13 OAKWOOD BEACH LOT 18. |
| Legal Subdivision | OAKWOOD BEACH |
| Legal Lot Number | 18 |
| Jurisdiction | CASS MI |
| Township / Civil Division | NEWBERG |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 1702 |
10546 Born St is owner-occupied and held in a trust since February 2021.
Source: Cass County records, as of October 1, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2042 IRONSTONE ALY, CHARLESTON, SC 29407-8201 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 1, 2022 | Intrafamily Transfer, Transfer |
| Feb 23, 2021 | Warranty Deed, Transfer |
| Nov 15, 2018 | Warranty Deed, Transfer |
| Jul 7, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2021 · Amount on File |
| Deed Sale | Feb 23, 2021 · Amount on File |
| Prior Sale | Nov 15, 2018 · Amount on File |
| Deed Book / Page | 1190 / 1569 |
| Prior Transfer Date | Feb 2, 2017 |
| Prior Transfer Doc | 01125/1215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 10546 BORN ST, THREE RIVERS, MI 49093-9270 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001215/570 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 1215/570 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Mar 1, 2022 |
| Property Address | 10546 BORN ST, THREE RIVERS, MI 49093-9270 |
| Document Number | 0001213/91 |
| Book / Page | 1213 / 91 |
| Map Reference | LB 1E PG 208 |
| Instrument Date | Feb 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3630 N HOYNE AVE, CHICAGO, IL 60618-4917 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Feb 23, 2021 |
| Property Address | 10546 BORN ST, THREE RIVERS, MI 49093-9270 |
| Document Number | 01190/1569 |
| Book / Page | 1190 / 1569 |
| Map Reference | LB 1E PG 208 |
| Instrument Date | Feb 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1607 W WAVELAND AVE, 1607, CHICAGO, IL 60613-5485 |
| Name | Verified Name |
|---|---|
| Address | 3630 N HOYE, CHICAGO, IL 60618-4917 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Nov 15, 2018 |
| Property Address | 10546 BORN ST, THREE RIVERS, MI 49093-9270 |
| Document Number | 01147/1974 |
| Book / Page | 1147 / 1974 |
| Map Reference | LB 1E PG208 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,006.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10546 BORN ST, 10546, THREE RIVERS, MI 49093-9270 |
| Name | Verified Name |
|---|---|
| Address | 10735 S CICERO AVE STE 109, 109, OAK LAWN, IL 60453-6210 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jul 7, 2017 |
| Property Address | 10546 BORN ST, THREE RIVERS, MI 49093-9270 |
| Document Number | 01125/1215 |
| Book / Page | 1125 / 1215 |
| Instrument Date | Feb 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28459 US HIGHWAY 12, 28459, NILES, MI 49120-6061 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10546 BORN ST, THREE RIVERS, MI 49093-9270 |
The 2025 property tax bill for 10546 Born St was $8,322 with a homeowner's exemption, up 2.8% from the year before.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Newberg Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $403,900 (+3.46%) Land $403,900 | $807,800 (+3.46%) Land $807,800 | |
| 2025 | $8,322.00 (+2.8%) Homeowner's exemption | $390,400 Land $390,400 | $780,800 Land $780,800 |
| 2024 | $8,095.00 | ||
| 2023 | $47,300 | $94,600 | |
| 2022 | $1,086.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10546 Born St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10546 Born St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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