10545 Spruce Ave, Bloomington, CA 92316 Property Records

San Bernardino County property record for 10545 Spruce Ave, Bloomington, CA 92316

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,905 sqft · built 1980
Lot Size1.02 acres (44,700 sqft)
Owner2 Individual Names on Record
Tax Bill$3,864 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN0257-071-43-0000

Property Details

APN / Parcel Number

Primary APN0257-071-43-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,905 sqft Living Area
Gross Area2,587 sqft
1st Floor Area1,905 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1981
Architectural StyleModern
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area44,700 sqft
Lot Dimensions298 ft deep x 150 ft wide
View / LotAverage
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area384 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address10545 SPRUCE AVE
CityBLOOMINGTON
StateCA
Zip92316-2843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionPARCEL MAP 4005 NLY 1/3 S 450 FT PAR #1
Legal Block3
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group3
Census Block3013
Census Tract4004

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10545 SPRUCE AVE, BLOOMINGTON, CA 92316-2843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 1998
Deed SaleNov 30, 1998
Deed Document Number1998506400
Prior Transfer DateOct 19, 1998
Prior Transfer Doc0000506400
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10545 SPRUCE AVE, BLOOMINGTON, CA 92316-2843
Transaction TypeMortgage
Record UpdatedApr 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10545 SPRUCE AVE, BLOOMINGTON, CA 92316-2843

Mortgage

Document Number0000068253
DateMar 23, 2023
Instrument2023-0068253
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
Unified School DistrictColton Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$309,089 (+2%) Land $136,147 Building $172,942
2025$3,864.00 (+4.72%) Homeowner's exemption$303,028 (+4.04%) Land $133,477 Building $169,551
2023$3,690.00 (+1.57%) Homeowner's exemption$291,261 Land $128,294 Building $162,967
2022$3,633.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST VALLEY WATER DISTRICT
serves 96,123 people · EPA ID CA3610004
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: GeoLinks.

Nearby Properties on Spruce Ave

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