Baldwin County property record for 10545 S Side Loop, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,814 sqft · built 2002 |
| Lot Size | 0.226 acres (9,860 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,372 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-06-14-0-000-001.731 |
| Primary APN | 46-06-14-0-000-001.731 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,814 sqft Heated Area |
| 1st Floor Area | 1,814 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,860 sqft (0.226 acres) |
| Lot Dimensions | 130 ft deep x 75.5 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 349739 |
|---|---|
| Street Address | 10545 S SIDE LOOP |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-4892 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75.5' X 130.6' IRR LOT 114 UNIT 4 RIVER MILL SUB SLIDE 2024-F IN THE CITY OF FAIRHOPE SEC 14-T6S-R2E (WBOS) LEASE IN#1691210 |
| Legal Subdivision | RIVER MILL SUB |
| Legal Block | U 4 |
| Legal Lot Number | 114 |
| Legal Unit | 4 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FAIRHOPE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 11104 |
Source: Baldwin County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10545 S SIDE LOOP, FAIRHOPE, AL 36532-4892 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 4, 2022 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| May 9, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| May 9, 2018 | Grant Deed, Transfer · FHA Mortgage BANCORPSOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2018 |
| Deed Sale | May 9, 2018 |
| Prior Sale | Aug 1, 2006 · Amount on Record |
| Deed Document Number | 20181695209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 25, 2026 |
| Property Address | 10545 S SIDE LOOP, FAIRHOPE, AL 36532-4892 |
| Document Number | 0002274059 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 20262274059 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002274059, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 20262274059 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 10545 S SIDE LOOP, FAIRHOPE, AL 36532-4892 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10545 S SIDE LOOP, FAIRHOPE, AL 36532-4892 |
| Document Number | 0002015894 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 2015894 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | OWENS CROSS ROADS, AL 35763 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 26, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 9, 2018 |
| Property Address | 10545 S SIDE LOOP, FAIRHOPE, AL 36532-4892 |
| Document Number | 0001695209 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 1695209 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $15.50 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10545 S SIDE LOOP FAIRHOPE AL 365324892, FAIRHOPE, AL 36532-4892 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 9, 2018 |
| Property Address | 10545 S SIDE LOOP, FAIRHOPE, AL 36532-4892 |
| Document Number | 0001695210 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 1695210 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10545 S SIDE LOOP FAIRHOPE AL 365324892, FAIRHOPE, AL 36532-4892 |
| Document Number | 1695211 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 1695211 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2048 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,372.00 (+1.86%) | $30,820 (+1.78%) Land $8,040 Building $22,780 | $308,100 (+1.82%) Land $80,300 Building $227,800 |
| 2023 | $1,347.00 (+11.78%) Homeowner's exemption | $30,280 (+11.41%) | $302,600 (+11.41%) Land $72,900 Building $229,700 |
| 2022 | $1,205.00 (+24.87%) Homeowner's exemption | $27,180 | $271,600 Land $76,500 Building $195,100 |
| 2021 | $965.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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