10545 Oakview Pointe Ter, Gotha, FL 34734 Property Records

Orange County property record for 10545 Oakview Pointe Ter, Gotha, FL 34734

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,625 sqft · built 2002
Lot Size	0.327 acres (14,250 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Jun 2017)
Tax Bill	$8,112 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-6095-00-130`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-6095-00-130`
Alternative APNs	`282232609500130` `261172` `266017` `270565`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,625 sqft Living Area
Gross Area	4,816 sqft
1st Floor Area	3,135 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,250 sqft (0.327 acres)
Garage Type	Attached
Garage Area	635 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	470 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10545 OAKVIEW POINTE TER
City	GOTHA
State	FL
Zip	34734-4729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	OAKS OF WINDERMERE 47/57 LOT 13
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	OAKS OF WINDERMERE
Legal Tract	6095
Legal Lot Number	13
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2017
Census Tract	14814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10545 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	Aug 27, 2008 · Amount on Record
Deed Document Number	2017309187
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10545 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Document Number	0000473717
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10545 OAKVIEW POINTE TER GOTHA FL 347344729, GOTHA, FL 34734-4729

Mortgage

Document Number	0000473717
Date	Sep 9, 2020
Instrument	473717

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 5, 2017
Property Address	10545 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Document Number	0000309187
Map Reference	MB 47 PG 57
Instrument Date	May 31, 2017
Instrument	20170309187
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	880 LENMORE CT, 880, ORLANDO, FL 32812-1977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4932 BOATHOUSE DR, ORLANDO, FL 32812-7807

Mortgage

Document Number	0000309188
Date	Jun 5, 2017
Instrument	20170309188

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,937 (+2.7%)	$688,820 (-1.49%) Land $120,000 Building $568,820
2025	$8,112.00 (+4.12%) Homeowner's exemption	$519,900 (+5.99%)	$699,270 (+10.06%) Land $120,000 Building $579,270
2024	$7,791.00 (+7.31%)
2023	$7,260.00 (+3.2%) Homeowner's exemption	$490,532 (+3%)	$635,380 (+13.55%) Land $120,000 Building $515,380
2022	$7,035.00 Homeowner's exemption	$476,245	$559,554 Land $120,000 Building $439,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2022–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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