10545 Cadwell Rd, Santee, CA 92071 Property Records

San Diego County property record for 10545 Cadwell Rd, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,545 sqft · built 1984
Lot Size	0.231 acres (10,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Jan 2023)
Tax Bill	$8,940 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`378-382-47-00`

Property Details

APN / Parcel Number

Primary APN	`378-382-47-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,545 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	10,060 sqft (0.231 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10545 CADWELL RD
City	SANTEE
State	CA
Zip	92071-1081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 159 TR 009904
Legal Subdivision	SANDIEGO 3675-3
Legal Tract	009904
Legal Block	1
Legal Lot Number	159
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16621

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10545 CADWELL RD, SANTEE, CA 92071-1081
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Feb 10, 2014 · Amount on Record
Deed Document Number	202313407
Prior Transfer Date	Jan 25, 2012
Prior Transfer Doc	0000051166
Record Updated	Oct 29, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2023
Property Address	10545 CADWELL RD, SANTEE, CA 92071-1081
Document Number	0000013407
Map Reference	MAP 9904
Instrument Date	Dec 14, 2022
Instrument	2023-0013407
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	WFG TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10545 CADWELL RD, SANTEE, CA 92071-1081

Mortgage

Document Number	0000013408
Date	Jan 18, 2023
Instrument	2023-0013408

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$764,067 (+2%) Land $352,369 Building $411,698
2025	$8,940.00 (+1.12%)	$749,086 (+49.59%) Land $345,460 Building $403,626
2024	$8,841.00 (+49.16%)
2023	$5,927.00 (+0.75%) Homeowner's exemption	$500,754 Land $230,936 Building $269,818
2022	$5,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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