10545 4th Ave, Hesperia, CA 92345 Property Records

San Bernardino County property record for 10545 4th Ave, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,351 sqft · built 1973
Lot Size	1 acre (43,995 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Sep 2022)
Tax Bill	$4,401 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0414-134-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0414-134-03-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,351 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	1,351 sqft
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Modern
Construction Type	Frame
Lot Area	43,995 sqft
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	42 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	10545 4TH AVE
City	HESPERIA
State	CA
Zip	92345-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4576 LOT 93 TR NO 4576 WESTERN WOODS OF HESPERIA NO 1 LOT 93 EX WTR RTS EX 1/2 INT MIN RTS WITHOUT S E
Legal Subdivision	WESTERN WOODS OF HESPERIA UNIT #1
Legal Tract	4576
Legal Block	1
Legal Lot Number	93
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1010
Census Tract	10014

Owner

10545 4th Ave is owned and occupied by two individuals who bought it in September 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10545 4TH AVE, HESPERIA, CA 92345-2342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jun 15, 2017	Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on File
Deed Sale	Sep 9, 2022 · Amount on File
Prior Sale	Jun 15, 2017 · Amount on File
Deed Document Number	2022309557
Prior Transfer Date	Apr 10, 2007
Prior Transfer Doc	0000297375
Record Updated	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 9, 2022
Property Address	10545 4TH AVE, HESPERIA, CA 92345-2342
Document Number	0000309557
Map Reference	MB 56 PG 76-78
Instrument Date	Aug 11, 2022
Instrument	2022-0309557
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	LANMARK TITLE COMPANY, CLEARMARK TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10545 4TH AVE, HESPERIA, CA 92345-2342

Mortgage

Document Number	0000309558
Date	Sep 9, 2022
Instrument	2022-0309558

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 15, 2017
Property Address	10545 4TH AVE, HESPERIA, CA 92345-2342
Document Number	0000245796
Map Reference	MB56 PG76-78
Instrument Date	Mar 24, 2017
Instrument	2017-0245796
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10545 4TH AVE, HESPERIA, CA 92345-2342

Mortgage

Document Number	0000245797
Date	Jun 15, 2017
Instrument	2017-0245797

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Mortgage

Document Number	0000245799
Date	Jun 15, 2017
Instrument	2017-0245799

Lender

Name	BROKER SOLUTIQNS INC
Type	Non-Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Negative Amortization
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10545 4th Ave was $4,401.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$403,259 (+2%) Land $80,651 Building $322,608
2025	$4,401.00 Homeowner's exemption	$395,352 Land $79,070 Building $316,282
2023	$4,253.00 (+51.08%) Homeowner's exemption	$380,000 Land $76,000 Building $304,000
2022	$2,815.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10545 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10545 4th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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