Hennepin County property record for 10544 Zenith Ave S, Bloomington, MN 55431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 864 sqft · built 1954 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $199,900 (Jun 2004) |
| Tax Bill | $3,988 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-027-24-24-0014 |
| Primary APN | 20-027-24-24-0014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 2,815 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 1,951 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Depth | 134 ft Depth |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 10544 ZENITH AVE S |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55431-3630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 A FARR 4TH ADDN E89X134X42X142 |
| Legal Range | 24 |
| Legal Township | 027 |
| Legal Section | 20 |
| Legal Quarter | 24 |
| Legal Subdivision | FARR 4TH ADDN |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 25803 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10544 ZENITH AVE S, MINNEAPOLIS, MN 55431-3630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 26, 2019 | Loan Modification, Mortgage · Conventional with PMI NEW RESID'L MTG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2004 · Amount on Record |
| Deed Sale | Jun 9, 2004 · Amount on Record |
| Deed Document Number | 2004859823 |
| Last Transfer Date | Oct 9, 2024 |
| Transfer Doc | 0011322648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 10544 ZENITH AVE S, BLOOMINGTON, MN 55431-3630 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0A11407909 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | A11407909 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 10544 ZENITH AVE S, BLOOMINGTON, MN 55431-3630 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A11204746 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | A11204746 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 10544 ZENITH AVE S, BLOOMINGTON, MN 55431-3630 |
| Document Number | 0010750669 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10544 ZENITH AVE S BLOOMINGTON MN 554313630, BLOOMINGTON, MN 55431-3630 |
| Document Number | 0010750669 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 10750669 |
| Name | NEW RESID'L MTG LLC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Jan 26, 2059 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Bloomington City |
| Unified School District | Bloomington Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,988.00 (+15.73%) | $305,400 (+1.36%) Land $110,600 Building $194,800 | $305,400 (+1.36%) Land $110,600 Building $194,800 |
| 2023 | $3,446.00 Homeowner's exemption | ||
| 2022 | $301,300 Land $103,300 Building $198,000 | $301,300 Land $103,300 Building $198,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bloomington serves 91,300 people · EPA ID MN1270001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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