10544 White Oak Dr, Riverside, CA 92505 Property Records

Riverside County property record for 10544 White Oak Dr, Riverside, CA 92505

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,222 sqft · built 1973
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Oct 2025)
Tax Bill	$4,558 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`138-070-021`

Property Details

APN / Parcel Number

Primary APN	`138-070-021`
Alternative APN	`065103021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,222 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Gravel
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Detached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Heated Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	065103021
Street Address	10544 WHITE OAK DR
City	RIVERSIDE
State	CA
Zip	92505-1908
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 21 MB 074/046 TR 4660
Legal Subdivision	WHITE OAK
Legal Tract	4660
Legal Lot Number	21
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2003
Census Tract	41408

Owner

10544 White Oak Dr, a condominium, is owned and occupied by two individuals who bought it in October 2025.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10544 WHITE OAK DR, RIVERSIDE, CA 92505-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 10, 2023	Grant Deed, Transfer · Conventional Mortgage LOCKE CONULTING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Feb 10, 2023 · Amount on File
Deed Document Number	2025301943
Prior Transfer Date	Oct 3, 1996
Prior Transfer Doc	0000387200
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 1, 2025
Property Address	10544 WHITE OAK DR, RIVERSIDE, CA 92505-1908
Document Number	0000301943
Map Reference	MB 74 PG 46&47
Instrument Date	Sep 4, 2025
Instrument	2025-0301943
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	EQUITY TITLE-ORANGE COUNTY, EQUITY TITLE ORANGE COUNTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10544 WHITE OAK DR, RIVERSIDE, CA 92505-1908

Mortgage

Document Number	0000301944
Date	Oct 1, 2025
Instrument	2025-0301944

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 10, 2023
Property Address	10544 WHITE OAK DR, RIVERSIDE, CA 92505-1908
Document Number	0000039987
Map Reference	MB 74 PG 46&47
Instrument Date	Jan 18, 2023
Instrument	2023-0039987
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10544 WHITE OAK DR, RIVERSIDE, CA 92505-1908

Mortgage

Document Number	0000039988
Date	Feb 10, 2023
Instrument	2023-0039988

Lender

Name	LOCKE CONULTING INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 10544 White Oak Dr was $4,558.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,000 (+15.89%) Land $90,000 Building $335,000
2025	$4,558.00	$366,741 Land $41,616 Building $325,125
2023	$966.00 (+6.04%)	$75,247 Land $24,139 Building $51,108
2022	$911.00
2021			$268,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10544 White Oak Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10544 White Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

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