Frederick County property record for 10544 Stull Rd, Frederick, MD 21702 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1980 |
| Square Footage | 3,086 sqft Living Area |
| Lot Size | 109,336 sqft (2.51 acres) |
| Garage | Attached, 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $576,000 (2021) |
| Tax Bill | $5,319.00 (2024) |
| Primary APN | 20-406674 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,086 sqft Living Area |
| Gross Area | 3,802 sqft Gross Area |
| 1st Floor | 1,936 sqft 1st Floor |
| Basement Area | 1,150 sqft Basement |
| Finished Basement | 1,150 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 109,336 sqft (2.51 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 48 sqft Deck |
| Patio Area | 140 sqft Patio |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 406674 |
|---|---|
| Street Address | 10544 STULL RD |
| City | FREDERICK |
| State | MD |
| Zip | 21702-1738 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 201 SECT 2 2.517 ACRES HC ZIGLER ESTATES |
| Legal Subdivision | ZIGLER ESTATES |
| Legal Lot Number | 201 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 20, LEWISTOWN |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 751302 |
Source: Frederick County records · APN 20-406674
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10544 STULL RD, FREDERICK, MD 21702-1738 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 02, 2021 | Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST |
| Sep 22, 2020 | Deed, Transfer · Conventional Mortgage WOODSBORO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2021 · Amount on Record |
| Deed Sale | Nov 02, 2021 · Amount on Record |
| Prior Sale | Sep 22, 2020 · Amount on Record |
| Deed Book / Page | 15455 / 395 |
| Prior Transfer Date | May 11, 2008 |
| Prior Transfer Doc | 0069980539 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 02, 2021 |
| Property Address | 10544 STULL RD, FREDERICK, MD 21702-1738 |
| Document Number | 0154550395 |
| Book / Page | 15455 / 395 |
| Map Reference | MB 26 PG 63 |
| Instrument Date | Oct 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 10544 STULL RD, FREDERICK, MD 21702-1738 |
| Document Number | 15455402 |
|---|---|
| Date | Nov 02, 2021 |
| Instrument | 15455/402 |
| Name | FIRST UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 22, 2020 |
| Property Address | 10544 STULL RD, FREDERICK, MD 21702-1738 |
| Document Number | 0140920488 |
| Book / Page | 14092 / 488 |
| Map Reference | MB 26 PG 63 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 10544 STULL RD, FREDERICK, MD 21702-1738 |
| Document Number | 14092496 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 14092/496 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $558,500 (+37.91%) Land $127,600 Building $430,900 | $558,500 (-) Land $127,600 Building $430,900 | |
| 2024 | $5,319.00 (+8.68%) | ||
| 2023 | $4,894.00 | $404,967 | $558,500 Land $127,600 Building $430,900 |
10544 Stull Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures