10543 Ridgecrest Dr, Jackson, CA 95642 Property Records

Amador County property record for 10543 Ridgecrest Dr, Jackson, CA 95642

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,418 sqft · built 2004
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Apr 2017)
Tax Bill	$5,329 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-440-016-000`

Property Details

APN / Parcel Number

Primary APN	`044-440-016-000`
Alternative APN	`4444001600`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,418 sqft Living Area
1st Floor Area	2,418 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	10543 RIDGECREST DR
City	JACKSON
State	CA
Zip	95642-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	7SUB67 LOT 5 ARGONAUT HEIGHTS II
Legal Subdivision	ARGONAUT HEIGHTS
Legal Lot Number	5
Jurisdiction	AMADOR CA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1014
Census Tract	304

Owner

10543 Ridgecrest Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Amador County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10543 RIDGECREST DR, JACKSON, CA 95642-9348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRI EMERALD FINANCIAL GROUP INC
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 17, 2017	Grant Deed, Transfer · Conventional Mortgage AKT AMERICAN CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2017 · Amount on File
Deed Sale	Apr 17, 2017 · Amount on File
Prior Sale	Apr 13, 2004 · Amount on File
Deed Document Number	20172800
Prior Transfer Date	Apr 6, 2004
Prior Transfer Doc	0000008363
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	10543 RIDGECREST DR, JACKSON, CA 95642-9348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 KIOWA DR, SOUTH LAKE TAHOE, CA 96150

Mortgage

Document Number	0000010218
Date	Nov 12, 2020
Instrument	2020-0010218

Lender

Name	TRI EMERALD FINANCIAL GROUP INC
Type	Mortgage Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	10543 RIDGECREST DR, JACKSON, CA 95642-9348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004336
Date	Jun 4, 2020
Instrument	2020-0004336

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Apr 17, 2017
Property Address	10543 RIDGECREST DR, JACKSON, CA 95642-9348
Document Number	0000002800
Instrument Date	Apr 10, 2017
Instrument	2800
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$467.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 19112 SOUTH LAKE TAHOE CA 961510112, SOUTH LAKE TAHOE, CA 96151-0112

Mortgage

Document Number	2801
Date	Apr 17, 2017
Instrument	2801

Lender

Name	AKT AMERICAN CAP
Type	Funding / Finance Company
Address	EL SEGUNDO, CA 90245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10543 Ridgecrest Dr was $5,329.

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Jackson City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,107 (+2%) Land $71,024 Building $432,083
2025	$5,329.00	$493,243 Land $69,632 Building $423,611
2024			$540,900
2023	$5,139.00 (+1.78%)	$474,091 Land $66,929 Building $407,162
2022	$5,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10543 Ridgecrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10543 Ridgecrest Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 5,079 people · EPA ID CA0310001
Water Source	Purchased surface water from AWA, TANNER
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	Corrosion control Oct 2009
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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