10541 S Normal Ave, Chicago, IL 60628 Property Records

Cook County property record for 10541 S Normal Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,375 sqft · built 1926
Lot Size	0.099 acres (4,305 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2026)
Tax Bill	$2,048 (2023)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2022 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-16-120-012`

Property Details

APN / Parcel Number

Primary APN	`25-16-120-012`
Alternative APN	`25-16-120-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,305 sqft (0.099 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10541 S NORMAL AVE
City	CHICAGO
State	IL
Zip	60628-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(TENINGA) BROS. & COS (FIFTH)(BELLEVUE) ADD TO ROSEL AND SUB IN PT NW SEC 16-37-14
Legal Range	14E
Legal Township	37N
Legal Section	16
Legal Subdivision	TENINGA BROS. & COS FIFTH BELLEVUE
Legal Block	14
Legal Lot Number	26
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2001
Census Tract	491100

Owner

10541 S Normal Ave is owned by an individual who bought it in May 2026.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	13701 S LOWE AVE, RIVERDALE, IL 60827-1129
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOODLOANS INC
Jul 20, 2022	Sheriff's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE
May 31, 2017	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA
May 9, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Apr 2, 2025 · Amount on File
Deed Document Number	202623036
Prior Transfer Date	Dec 28, 2004
Prior Transfer Doc	0000003175
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 5, 2026
Property Address	10541 S NORMAL AVE, CHICAGO, IL 60628-2429
Document Number	0000023036
Instrument Date	Apr 30, 2026
Instrument	2026.23036
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000023,
Date	May 5, 2026
Instrument	2026.125.2026.125.23

Lender

Name	NEIGHBORHOODLOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.99%
Max Rate	-1%

July 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	COOK IL
Recording Date	Jul 20, 2022
Property Address	10541 S NORMAL AVE, CHICAGO, IL 60628-2429
Document Number	0020106286
Instrument Date	Jun 1, 2022
Instrument	2220106286
Transaction Type	Foreclosure
Record Updated	Jul 29, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 S DOUGLASS RD STE 200-A, 200, ANAHEIM, CA 92806-5951
Investor	Possibly a Property Investor

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	10541 S NORMAL AVE, CHICAGO, IL 60628-2429
Document Number	1715908080
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10541 S NORMAL AVE CHICAGO IL 606282429, CHICAGO, IL 60628-2429

Mortgage

Document Number	1715908080
Date	Jun 8, 2017
Instrument	15908080

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10541 S NORMAL AVE, CHICAGO, IL 60628-2429
Document Number	1715916074
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10541 S NORMAL AVE CHICAGO IL 606282429, CHICAGO, IL 60628-2429

Mortgage

Document Number	1715916074
Date	Jun 8, 2017
Instrument	15916074

Lender

Name	HUD-HOUSING/URBAN DEV
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,000 Land $2,583 Building $9,417	$120,000 Land $25,830 Building $94,170
2023	$2,048.00 (+3.64%)
2022	$1,976.00 (+1.39%) Homeowner's exemption	$12,999 (-) Land $2,367 Building $10,632	$129,990 (-) Land $23,670 Building $106,320
2021	$1,949.00	$12,999 Land $2,367 Building $10,632	$129,990 Land $23,670 Building $106,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10541 S Normal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10541 S Normal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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