10540 S Springfield Ave, Chicago, IL 60655 Property Records

Cook County property record for 10540 S Springfield Ave, Chicago, IL 60655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,896 sqft · built 1947
Lot Size	0.09 acres (3,937 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Aug 1999)
Tax Bill	$5,855 (2023)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-14-108-020`

Property Details

APN / Parcel Number

Primary APN	`24-14-108-020`
Alternative APN	`24-14-108-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1949
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,937 sqft (0.09 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10540 S SPRINGFIELD AVE
City	CHICAGO
State	IL
Zip	60655-3829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	J S (HOVLANDS) RESUB OF J S HOVLANDS (103RD) STREET S UB OF WH NW & NH EH NW SEC 14-37-13
Legal Range	13E
Legal Township	37N
Legal Section	14
Legal Subdivision	HOVLANDS RESUB OF J S HOVLANDS 103RD
Legal Lot Number	94
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2010
Census Tract	740200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10540 S SPRINGFIELD AVE, CHICAGO, IL 60655-3829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 1999 · Amount on Record
Deed Sale	Aug 4, 1999 · Amount on Record
Deed Document Number	1999130
Last Transfer Date	Feb 24, 2003
Transfer Doc	0000046323
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	May 1, 2026
Property Address	10540 S SPRINGFIELD AVE, CHICAGO, IL 60655-3829
Document Number	0000002035
Instrument Date	Apr 7, 2026
Instrument	20262035
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	10540 S SPRINGFIELD AVE, CHICAGO, IL 60655-3829

Mortgage

Document Number	0000002035,
Date	May 1, 2026
Instrument	20262035

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,068 (+13.12%) Land $4,921 Building $30,147	$350,680 (+13.12%) Land $49,210 Building $301,470
2023	$5,855.00 (+2.92%)
2022	$5,689.00 (+1.97%) Homeowner's exemption	$31,000 (-) Land $3,937 Building $27,063	$310,000 (-) Land $39,370 Building $270,630
2021	$5,579.00 Homeowner's exemption	$31,000 Land $3,937 Building $27,063	$310,000 Land $39,370 Building $270,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 986 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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