10540 Ranchito St, El Monte, CA 91731 Property Records

Los Angeles County property record for 10540 Ranchito St, El Monte, CA 91731

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,729 sqft · built 1954
Lot Size	0.129 acres (5,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jun 1994)
Tax Bill	$9,759 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2020 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8576-003-012`

Property Details

APN / Parcel Number

Primary APN	`8576-003-012`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,729 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Gravel
Lot Area	5,601 sqft (0.129 acres)
Lot Dimensions	100 ft deep x 52 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	10540 RANCHITO ST
City	EL MONTE
State	CA
Zip	91731-1240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EMR1A*
Legal Description	TRACT # 20457 LOT 48
Legal Subdivision	20457
Legal Tract	20457
Legal Block	3
Legal Lot Number	48
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	3
Census Block	3002
Census Tract	432300

Owner

Source: Los Angeles County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10540 RANCHITO ST, EL MONTE, CA 91731-1240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC
Mar 16, 2020	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROFESSIONAL CONSOLIDATED FIN'
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROFESSIONAL CONSOLIDATED FIN'
May 3, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PROFESSIONAL CONSOLIDATED FIN'
Feb 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1994 · Amount on Record
Deed Sale	Jun 30, 1994 · Amount on Record
Prior Sale	Aug 20, 1993 · Amount on Record
Deed Document Number	19941248855
Last Transfer Date	Apr 26, 2017
Transfer Doc	0000490751
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10540 RANCHITO ST, EL MONTE, CA 91731-1240
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	CALIFORNIA COAST TITLE COMPANY, CALIFORNIA BEST TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10540 RANCHITO ST, EL MONTE, CA 91731-1240

Mortgage

Document Number	0000009434
Date	Jan 4, 2022
Instrument	22-0009434

Lender

Name	ONY GLO INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10540 RANCHITO ST, EL MONTE, CA 91731-1240
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000306793
Date	Mar 16, 2020
Instrument	20-0306793

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10540 RANCHITO ST, EL MONTE, CA 91731-1240
Document Number	0001176540
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10540 RANCHITO ST EL MONTE CA 917311240, EL MONTE, CA 91731-1240

Mortgage

Document Number	0001176540
Date	Oct 31, 2019
Instrument	1176540

Lender

Name	PROFESSIONAL CONSOLIDATED FIN'
Address	TEMPLE CITY, CA 91780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 30, 2039

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10540 RANCHITO ST, EL MONTE, CA 91731-1240
Document Number	0000155949
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO LOS AN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10540 RANCHITO ST EL MONTE CA 917311240, EL MONTE, CA 91731-1240

Mortgage

Document Number	0000155949
Date	Feb 21, 2019
Instrument	155949

Lender

Name	PROFESSIONAL CONSOLIDATED FIN'
Address	TEMPLE CITY, CA 91780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 20, 2044

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	May 3, 2017
Property Address	10540 RANCHITO ST, EL MONTE, CA 91731-1240
Document Number	0000490751
Instrument Date	Apr 26, 2017
Instrument	490751
Transaction Type	Transfer
Record Updated	May 8, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE/LOS ANGEL

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10540 RANCHITO ST EL MONTE CA 917311240, EL MONTE, CA 91731-1240

Mortgage

Document Number	490752
Date	May 3, 2017
Instrument	490752

Lender

Name	PROFESSIONAL CONSOLIDATED FIN'
Type	Funding / Finance Company
Address	TEMPLE CITY, CA 91780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 2, 2032

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Feb 7, 2017
Property Address	10540 RANCHITO ST, EL MONTE, CA 91731-1240
Document Number	0000152408
Instrument Date	Jan 27, 2017
Instrument	152408
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10540 RANCHITO ST EL MONTE CA 917311240, EL MONTE, CA 91731-1240

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	El Monte City
Elementary School District	El Monte City School District (KG - 08)
Secondary School District	El Monte Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,759.00 (+5.07%)	$682,082 (+24.79%) Land $344,690 Building $337,392
2024	$9,288.00 (+1.82%)
2023	$9,122.00 (+23.99%)	$546,598 Land $331,306 Building $215,292
2022	$7,357.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GSWC-SOUTH ARCADIA private · serves 27,430 people · EPA ID CA1910212
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile.

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