10540 Monroe Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 10540 Monroe Rd, Matthews, NC 28105

Property Summary

Property Type	Day Care, Pre-School
Details	11 ba · 12,867 sqft · built 1958
Lot Size	2.48 acres (108,072 sqft)
Owner	Company Name on File
Last Sale	$2,137,500 (Sep 2026)
Tax Bill	$15,746 (2025)
Deeds & Mortgages	Sep 2026 Sale & Construction Loan Feb 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`213-012-36`

Property Details

APN / Parcel Number

Primary APN	`213-012-36`

Interior

Full Baths	11 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	12,867 sqft Gross Area
1st Floor Area	4,347 sqft
Upper Floors Area	4,260 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1975
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,072 sqft (2.48 acres)
Pool Area	512 sqft
Deck Area	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10540 MONROE RD
City	MATTHEWS
State	NC
Zip	28105-8395
Property Category	Commercial
Property Type	Commercial > Retail > Day Care, Pre-School
Local Zoning Code	B1
Legal Description	P106-109 &P62-64 M5-49
Legal Block	2
Legal Lot Number	36
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1004
Census Tract	5865

Owner

10540 Monroe Rd, a commercial property, is owned by a company that bought it in September 2026.

Source: Mecklenburg County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	9427 WHEATFIELD RD, CHARLOTTE, NC 28277-6565
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Special Warranty Deed, Transfer · Construction Mortgage PINNACLE BANK
Feb 20, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE-NCS DIV, FIDELITY NAT'L TITLE-NCS DIV
Jun 28, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jun 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Feb 20, 2020 · Amount on File
Deed Document Number	2026101816
Deed Book / Page	40729 / 892
Prior Transfer Date	May 25, 2019
Prior Transfer Doc	0000081856
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 22, 2026
Property Address	10540 MONROE RD, MATTHEWS, NC 28105-8395
Document Number	0000101816
Book / Page	40729 / 892
Instrument Date	Sep 10, 2026
Instrument	2026101816
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	HARBOR CITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000101817,
Date	Sep 22, 2026
Instrument	2026101817

Lender

Name	PINNACLE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 14, 2046

Interest

Max Rate	-1%

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 20, 2020
Property Address	10540 MONROE RD, MATTHEWS, NC 28105-8395
Document Number	0000023685
Book / Page	034297 / 000001
Instrument Date	Feb 7, 2020
Instrument	23685
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	FIDELITY NATIONAL TITLE-NCS DIV, FIDELITY NAT'L TITLE-NCS DIV

Transaction

Amount	Amount on Record
Tax	$3,886.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11995 EL CAMINO REAL SAN DIEGO CA 921302539, SAN DIEGO, CA 92130-2539

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 28, 2019
Property Address	10540 MONROE RD, MATTHEWS, NC 28105-8395
Document Number	0000081858
Book / Page	033633 / 000189
Instrument Date	Jun 25, 2019
Instrument	81858
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6053 VETERANS PKWY #300 COLUMBUS GA 319094663, 300, COLUMBUS, GA 31909-4663

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 28, 2019
Property Address	10540 MONROE RD, MATTHEWS, NC 28105-8395
Document Number	0000081856
Book / Page	033633 / 000181
Instrument Date	Jun 25, 2019
Instrument	81856
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	220 AMELIA DR MC CORMICK SC 298353106, MC CORMICK, SC 29835-3106

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 3, 2017
Property Address	10540 MONROE RD, MATTHEWS, NC 28105-8395
Document Number	0000058267
Book / Page	031773 / 000373
Instrument Date	Apr 27, 2017
Instrument	58267
Transaction Type	Transfer
Record Updated	May 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	220 AMELIA DR MC CORMICK SC 298353106, MC CORMICK, SC 29835-3106

Tax Assessment & Valuation

The 2025 property tax bill for 10540 Monroe Rd was $15,746.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,746.00	$2,039,200 Land $1,357,500 Building $681,700	$2,039,200 Land $1,357,500 Building $681,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10540 Monroe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10540 Monroe Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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