10540 Lucas Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 10540 Lucas Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,061 sqft · built 1991
Lot Size	1.11 acres (48,352 sqft)
Owner	Trust Name on File
Last Sale	$135,000 (Jun 2011)
Tax Bill	$3,350 (2025)
Deeds & Mortgages	Jun 2020 Transfer Dec 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-206-104-00`

Property Details

APN / Parcel Number

Primary APN	`004-206-104-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,061 sqft Living Area
1st Floor Area	1,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Tri-Level
Lot Area	48,352 sqft (1.11 acres)
Lot Dimensions	348 ft deep x 139 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10540 LUCAS RD
City	THREE RIVERS
State	MI
Zip	49093-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 104 & E 1/2 LOT 105 LATVIA #3 SEC 7 T6S R12W. (BDY CHG W/ 004-206-105-00 FOR 2006)
Legal Range	12W
Legal Township	06S
Legal Section	07
Legal Subdivision	LATVIA
Legal Lot Number	104,105
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	2
Census Block	2006
Census Tract	41102

Owner

10540 Lucas Rd is held in a trust since May 2020.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Trust Name on File
Mailing Address	24106 DEERPATH RD, SARATOGA, CA 95070-9706
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Intrafamily Transfer, Transfer
Dec 10, 2018	Intrafamily Transfer, Transfer
Feb 16, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2011 · Amount on File
Deed Sale	Jun 15, 2011 · Amount on File
Prior Sale	Sep 4, 1986 · Amount on File
Deed Book / Page	1617 / 200
Last Transfer Date	May 1, 2020
Transfer Doc	2020002498
Record Updated	Sep 20, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 19, 2020
Property Address	10540 LUCAS RD, THREE RIVERS, MI 49093-8526
Document Number	2020002498
Map Reference	LB 6 PG 53&54
Instrument Date	May 1, 2020
Instrument	2020002498
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24106 DEERPATH RD, SARATOGA, CA 95070-9706

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 10, 2018
Property Address	10540 LUCAS RD, THREE RIVERS, MI 49093-8526
Document Number	1942/0082
Book / Page	1942 / 0082
Map Reference	LB6 PG53&54
Instrument Date	Nov 21, 2018
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20746 VERDE VISTA LN, 20746, SARATOGA, CA 95070-4829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24106 DEERPATH RD, SARATOGA, CA 95070-9706

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 16, 2017
Property Address	10540 LUCAS RD, THREE RIVERS, MI 49093-8526
Document Number	1858/0774
Book / Page	1858 / 0774
Map Reference	LB6 PG53&54
Instrument Date	Jan 9, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20746 VERDE VISTA LN, 20746, SARATOGA, CA 95070-4829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20326 PIERCE RD, SARATOGA, CA 95070-3809

Tax Assessment & Valuation

The 2025 property tax bill for 10540 Lucas Rd was $3,350.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,400 (+10.25%) Land $13,400 Building $134,000	$294,800 (+10.25%) Land $26,800 Building $268,000
2025	$3,350.00	$133,700 Land $10,800 Building $122,900	$267,400 Land $21,600 Building $245,800
2023		$107,100 Land $8,000 Building $99,100	$214,200 Land $16,000 Building $198,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10540 Lucas Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10540 Lucas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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