Howard County property record for 10540 Gorman Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 6,396 sqft · built 1994 |
| Lot Size | 3.48 acres (151,589 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $482,500 (Apr 1999) |
| Tax Bill | $17,505 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-448437 |
| Primary APN | 06-448437 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 6,396 sqft Total Area |
| Basement Area | 1,800 sqft |
| Finished Basement | 1,800 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 151,589 sqft (3.48 acres) |
| Garage Type | Detached |
| Garage Area | 1,830 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 64 sqft |
| Deck Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 448437 |
|---|---|
| Street Address | 10540 GORMAN RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-1167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 13 3.4884 A 10540 GORMAN RD KINDLER ESTATES |
| Legal Subdivision | KINDLER ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606807 |
10540 Gorman Rd is owner-occupied and held in a trust since April 1999.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10540 GORMAN RD, LAUREL, MD 20723-1167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 1999 · Amount on File |
| Deed Sale | Apr 30, 1999 · Amount on File |
| Prior Sale | Apr 30, 1999 · Amount on File |
| Deed Document Number | 19993438 |
| Deed Book / Page | 4720 / 491 |
| Transfer Doc | 0000000730 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 10540 Gorman Rd was $17,505 with a homeowner's exemption, down 0.3% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,505.00 (-0.29%) Homeowner's exemption | $1,291,000 (+2.41%) | $1,351,800 (+7.23%) Land $334,800 Building $1,017,000 |
| 2025 | $17,556.00 Homeowner's exemption | $1,260,600 Land $284,800 Building $975,800 | $1,260,600 Land $284,800 Building $975,800 |
| 2023 | $1,112,400 (+7.14%) | $1,260,600 (+21.41%) Land $284,800 Building $975,800 | |
| 2022 | $11,691.00 Homeowner's exemption | $1,038,300 Land $234,800 Building $803,500 | $1,038,300 Land $234,800 Building $803,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10540 Gorman Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10540 Gorman Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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