10540 E Stearn Ave, Mesa, AZ 85212 Property Records

Maricopa County property record for 10540 E Stearn Ave, Mesa, AZ 85212

Property Summary

Property TypeSingle Family Home
Details5 ba · 2,726 sqft · built 2017
Lot Size0.247 acres (10,800 sqft)
OwnerCompany Name on Record
Tax Bill$3,474 (2025)
Deeds & MortgagesNov 2025 Sale
Apr 2022 Line of Credit
+ 5 more
Flood ZoneZone D (undetermined)
APN304-94-057

Property Details

APN / Parcel Number

Primary APN304-94-057

Interior

Full Baths5 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area2,726 sqft Living Area
1st Floor Area2,726 sqft

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area10,800 sqft (0.247 acres)
Parking Spaces4 Parking Spaces
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address10540 E STEARN AVE
CityMESA
StateAZ
Zip85212-8223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionEASTMARK DEVELOPMENT UNIT 7 NORTH PARCELS 7-6 THRU 7-12 MCR 1167-43
Legal Range07E
Legal Township01S
Legal Section23
Legal SubdivisionEASTMARK DEVELOPMENT UNIT 7 NORTH PARCEL
Legal Lot Number8
Legal Unit7
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2020
Census Tract422647

Owner

Source: Maricopa County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10540 E STEARN AVE, MESA, AZ 85212-8223
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Special Warranty Deed, Transfer
Apr 22, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Apr 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 15, 2019Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Sep 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 28, 2017Special Warranty Deed, Subdivision Related Transfer · ARM
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2025
Deed SaleNov 17, 2025
Prior SaleNov 28, 2017 · Amount on Record
Deed Document Number20250663739
Record UpdatedJun 8, 2026

November 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 17, 2025
Property Address10540 E STEARN AVE, MESA, AZ 85212-8223
Document Number0000663739
Map ReferenceMB 1167 PG 43
Instrument DateNov 7, 2025
Instrument20250663739
Transaction TypeTransfer
Record UpdatedNov 26, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10540 E STEARN AVE, MESA, AZ 85212-8223

Transferred To (Grantee/Buyer)

NameVerified Name
Address10540 E STEARN AVE, MESA, AZ 85212-8223

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address10540 E STEARN AVE, MESA, AZ 85212-8223
Transaction TypeMortgage
Record UpdatedApr 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10540 E STEARN AVE, MESA, AZ 85212-8223

Mortgage

Document Number0000353953
DateApr 22, 2022
Instrument20220353953
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 30, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address10540 E STEARN AVE, MESA, AZ 85212-8223
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000278851
DateApr 13, 2018
Instrument20180278851
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address10540 E STEARN AVE, MESA, AZ 85212-8223
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000924540
DateNov 15, 2019
Instrument20190924540
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address10540 E STEARN AVE, MESA, AZ 85212-8223
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address10540 E STEARN AVE, MESA, AZ 85212-8223

Mortgage

Document Number0000530706
DateJul 15, 2019
Instrument20190530706
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22314
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJun 12, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address10540 E STEARN AVE, MESA, AZ 85212-8223
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10540 E STEARN AVE, MESA, AZ 85212-8223

Mortgage

Document Number0000870963
DateSep 17, 2020
Instrument20200870963
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

November 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 28, 2017
Property Address10540 E STEARN AVE, MESA, AZ 85212-8223
Document Number0000879755
Map ReferenceMB 1167 PG 43
Instrument DateNov 3, 2017
Instrument2017-0879755
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9000 E PIMA CENTER PKWY STE 350, 9000, SCOTTSDALE, AZ 85258-4472

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address10540 E STEARN AVE, MESA, AZ 85212-8223

Mortgage

Document Number0000879756
DateNov 28, 2017
Instrument2017-0879756
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2047
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateDec 1, 2022
Change FrequencyAnnually
Min Rate At Change4.37%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate11.3%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityMesa City
Unified School DistrictQueen Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,080 (-2.46%)$630,800 (-2.46%) Land $126,100 Building $504,700
2025$3,474.00 (-16.13%)
2024$64,670$646,700 Land $129,300 Building $517,400
2023$4,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MESA
serves 466,000 people · EPA ID AZ0407095
Water SourceSurface water
Last State InspectionNov 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
CopperNet Systems
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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