Howard County property record for 10540 Cross Fox Ln, Columbia, MD 21044
| Property Type | Condominium |
|---|---|
| Details | 1,510 sqft · built 1975 |
| Lot Size | 6.63 acres (288,917 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $3,121 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-021985 |
| Primary APN | 15-021985 |
|---|---|
| Alternative APN |
|
| Building Area | 1,510 sqft Total Area |
|---|
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Condo/Apartment |
| Lot Area | 288,917 sqft (6.63 acres) |
| Sewer | Connected |
|---|
| Account Number | 021985 |
|---|---|
| Street Address | 10540 CROSS FOX LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-2103 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | NT |
| Legal Description | P/O LOT 1 10540 CROSS FOX LN VWL COLUMBIA S10 A2 |
| Legal Subdivision | CROSS FOX CONDOMINIUM |
| Legal Lot Number | 1 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 605403 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 10540 CROSS FOX LN, COLUMBIA, MD 21044-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2001 |
| Deed Sale | Sep 25, 2001 |
| Prior Sale | Sep 6, 2001 |
| Deed Document Number | 20017366 |
| Deed Book / Page | 5693 / 139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10540 CROSS FOX LN, COLUMBIA, MD 21044-2103 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0206940117 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 20694/117 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10540 CROSS FOX LN, COLUMBIA, MD 21044-2103 |
| Document Number | 0180290121 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | RESIDENTIAL TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 10540 CROSS FOX LN COLUMBIA MD 210442103, COLUMBIA, MD 21044-2103 |
| Document Number | 0180290121 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 018029/000121 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2048 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,300 (+11.23%) | $302,000 (-) Land $90,600 Building $211,400 | |
| 2025 | $3,121.00 (+49.33%) Homeowner's exemption | $246,600 (+21.9%) | $302,000 (+37.96%) Land $90,600 Building $211,400 |
| 2023 | $202,300 | $218,900 Land $65,600 Building $153,300 | |
| 2022 | $2,090.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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