Missoula County property record for 10540 Chaffey Ln, Bonner, MT 59823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,117 sqft · built 1940 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,118 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0478742 |
| Primary APN | R0478742 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,117 sqft Living Area |
| Gross Area | 2,762 sqft |
| 1st Floor Area | 1,317 sqft |
| Basement Area | 1,317 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 517 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 117,612 sqft |
| View / Lot | Rural |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 693 sqft |
| Deck Area | 48 sqft |
| Lean-To | 176 sqft |
| Pole Barn | 176 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0003498007 |
|---|---|
| Street Address | 10540 CHAFFEY LN |
| City | BONNER |
| State | MT |
| Zip | 59823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S22, T13 N, R18 W, C.O.S. 5104, PARCEL 2A |
| Legal Subdivision | CERTIFICATE/SURV 5104 02A |
| Legal Tract | 2A |
| Legal Block | 2 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1402 |
10540 Chaffey Ln is owned by an individual who acquired it in December 2020.
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 65, MILLTOWN, MT 59851-0065 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2020 |
| Deed Sale | Dec 28, 2020 |
| Prior Sale | Feb 23, 2009 · Amount on File |
| Deed Document Number | 202031388 |
| Deed Book / Page | 1046 / 618 |
| Prior Transfer Date | Oct 23, 2003 |
| Prior Transfer Doc | 0000041391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 10540 CHAFFEY LN, BONNER, MT 59823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010460619 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 1046/619 |
| Instrument | 202031389 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALAMO, CA 94507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 10540 Chaffey Ln was $3,118, down 10.7% from the year before.
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Elementary School District | Bonner Elementary School District (PK - 08) |
| Secondary School District | Missoula High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489,700 (-) Land $159,550 Building $330,150 | $489,700 (-) Land $159,550 Building $330,150 | |
| 2025 | $3,118.00 (-10.66%) | $489,700 Land $159,550 Building $330,150 | $489,700 Land $159,550 Building $330,150 |
| 2024 | $3,490.00 (-0.65%) | ||
| 2023 | $3,513.00 | $379,800 | $379,800 Land $101,800 Building $278,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10540 Chaffey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10540 Chaffey Ln is high, ranking above 88% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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