San Joaquin County property record for 1054 W Willow St, Stockton, CA 95203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,616 sqft · built 1920 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $389,000 (Sep 2025) |
| Tax Bill | $4,889 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 135-190-200-000 |
| Primary APN | 135-190-200-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,500 sqft (0.126 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 135-190-20 |
|---|---|
| Street Address | 1054 W WILLOW ST |
| City | STOCKTON |
| State | CA |
| Zip | 95203-1739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | YOSEMITE TERRACE |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | STOCKTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 401 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1054 W WILLOW ST, STOCKTON, CA 95203-1739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage SUMMIT FUNDING INC |
| Sep 24, 2025 | Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Aug 11, 2015 · Amount on Record |
| Deed Document Number | 202581594 |
| Prior Transfer Date | May 20, 2011 |
| Prior Transfer Doc | 0000069267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1054 W WILLOW ST, STOCKTON, CA 95203-1739 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1054 W WILLOW ST, STOCKTON, CA 95203-1739 |
| Document Number | 0000110835 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-110835 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 24, 2025 |
| Property Address | 1054 W WILLOW ST, STOCKTON, CA 95203-1739 |
| Document Number | 0000081594 |
| Map Reference | VOL 7 PG 24 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025-081594 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1054 W WILLOW ST, STOCKTON, CA 95203-1739 |
| Document Number | 0000081595 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-081595 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Number | 0000081596 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-081596 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77024 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Nov 1, 2055 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Stockton City |
| Unified School District | Stockton Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,889.00 (+137.21%) | ||
| 2025 | $2,061.00 (+3.99%) | $159,806 (+4.04%) Land $63,921 Building $95,885 | |
| 2023 | $1,982.00 (+3.18%) | $153,602 Land $61,440 Building $92,162 | $324,450 |
| 2022 | $1,921.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001 |
|---|---|
| Water Source | Purchased surface water from STOCKTON EAST WATER DISTRICT |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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