1054 W 520 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1054 W 520 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,166 sqft · built 2006
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on File
Last Sale	$308,500 (May 2019)
Tax Bill	$2,405 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`66-050-0254`

Property Details

APN / Parcel Number

Primary APN	`66-050-0254`
Alternative APN	`250379`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	852 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,710 sqft (0.177 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	90 sqft
Deck Area	Deck Area
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	250379
Street Address	1054 W 520 S
City	SPANISH FORK
State	UT
Zip	84660-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 254, PLAT B, SPANISH FIELDS SUBDV. AREA 0.177 AC.
Legal Subdivision	SPANISH FIELDS SUBDV
Legal Lot Number	254
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1013
Census Tract	3301

Owner

1054 W 520 S is owned and occupied by two individuals who bought it in May 2019.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1054 W 520 S, SPANISH FORK, UT 84660-5600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage SOURCEONE FINANCIAL INC
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage CANOPY MORTGAGE LLC
May 3, 2019	Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019 · Amount on File
Deed Sale	May 3, 2019 · Amount on File
Prior Sale	Apr 4, 2006 · Amount on File
Deed Document Number	201938962
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1054 W 520 S, SPANISH FORK, UT 84660-5600
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035334
Date	Apr 17, 2018
Instrument	035334:2018

Lender

Name	SOURCEONE FINANCIAL INC
Type	Funding / Finance Company
Address	ALPINE, UT 84004

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1054 W 520 S, SPANISH FORK, UT 84660-5600
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	KEY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022475
Date	Feb 24, 2020
Instrument	22475:2020

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	363 Months
Due	May 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 3, 2019
Property Address	1054 W 520 S, SPANISH FORK, UT 84660-5600
Document Number	0000038962
Instrument Date	Apr 26, 2019
Instrument	038962:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	HIGHLAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1054 W 520 S, SPANISH FORK, UT 84660-5600

Mortgage

Document Number	0000039003
Date	May 3, 2019
Instrument	039003:2019

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1054 W 520 S was $2,405, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,355 (-43.52%)	$466,100 (+2.69%) Land $172,400 Building $293,700
2025	$2,405.00 (+0.04%)	$453,900 Land $172,400 Building $281,500	$453,900 Land $172,400 Building $281,500
2024	$2,404.00 (+4.39%)
2023	$2,303.00 (-2.5%)	$237,710	$432,200 Land $164,200 Building $268,000
2022	$2,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1054 W 520 S in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1054 W 520 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Utah Broadband.

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