1054 Oysterbay Dr, Cincinnati, OH 45255 Property Records

Hamilton County property record for 1054 Oysterbay Dr, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,154 sqft · built 1985
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Sep 2022)
Tax Bill	$6,776 (2025)
Deeds & Mortgages	Sep 2022 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0123-0109-00`

Property Details

APN / Parcel Number

Primary APN	`500-0123-0109-00`
Alternative APN	`5000120059800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,154 sqft Living Area
Gross Area	2,780 sqft
1st Floor Area	1,190 sqft
Basement Area	1,190 sqft
Finished Basement	964 sqft
Unfinished Basement	226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	106 ft deep x 28 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	208 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1054 OYSTERBAY DR
City	CINCINNATI
State	OH
Zip	45255-4466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OYSTERBAY DR 28 X 106.93 IRR LOT 62 TIDEWATER CREEK SUB BLK A
Legal Subdivision	TIDEWATER CREEK SUB
Legal Block	A
Legal Lot Number	62
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2000
Census Tract	25103

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1054 OYSTERBAY DR, CINCINNATI, OH 45255-4466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Jan 6, 1998 · Amount on Record
Deed Document Number	202291330
Deed Book / Page	14760 / 304
Prior Transfer Date	May 14, 2008
Prior Transfer Doc	0000000839
Record Updated	Jun 8, 2026

September 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 27, 2022
Property Address	1054 OYSTERBAY DR, CINCINNATI, OH 45255-4466
Document Number	0000091330
Book / Page	14760 / 304
Map Reference	MB 248 PG 50&51
Instrument Date	Sep 12, 2022
Instrument	2022-0091330
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1054 OYSTERBAY DR, CINCINNATI, OH 45255-4466

Mortgage

Document Number	0000091331
Date	Sep 27, 2022
Instrument	2022-0091331

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,776.00 (+2.9%)	$108,343 (-) Land $18,585 Building $89,758	$309,550 (-) Land $53,100 Building $256,450
2024	$6,585.00 (+5.12%)	$108,343 (-) Land $18,585 Building $89,758
2023	$6,264.00 (+50.4%)	$108,343 (+48.56%) Land $18,585 Building $89,758	$309,550 (+48.56%) Land $53,100 Building $256,450
2022	$4,165.00 Homeowner's exemption	$72,930 Land $8,187 Building $64,743
2020			$208,370 Land $23,390 Building $184,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20