1054 N Opal, Mesa, AZ 85207 Property Records

Maricopa County property record for 1054 N Opal, Mesa, AZ 85207

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,324 sqft · built 2004
Lot Size	0.545 acres (23,729 sqft)
Owner	2 Individual Names on Record
Last Sale	$346,000 (Sep 2011)
Tax Bill	$4,583 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2021 Line of Credit + 5 more
Flood Zone	Zone X (moderate risk)
APN	`220-08-049`

Property Details

APN / Parcel Number

Primary APN	`220-08-049`
Alternative APN	`220080493`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,324 sqft Living Area
Gross Area	5,490 sqft
1st Floor Area	2,683 sqft
Basement Area	2,641 sqft
Finished Basement	2,641 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	23,729 sqft (0.545 acres)
Parking Spaces	7 Parking Spaces
Pool Area	500 sqft
Patio Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1054 N OPAL
City	MESA
State	AZ
Zip	85207-2271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	SALERNO RANCH MCR 579-16
Legal Range	7E
Legal Township	1N
Legal Section	13
Legal Subdivision	SALERNO RANCH
Legal Lot Number	11
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	420112

Owner

Source: Maricopa County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1054 N OPAL, MESA, AZ 85207-2271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Sep 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 3, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2011 · Amount on Record
Deed Sale	Sep 16, 2011 · Amount on Record
Prior Sale	Aug 4, 2011 · Amount on Record
Deed Document Number	2011772464
Last Transfer Date	Aug 16, 2019
Transfer Doc	0000751040
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1054 N OPAL, MESA, AZ 85207-2271
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 N OPAL, MESA, AZ 85207-2271

Mortgage

Document Number	0000168618
Date	Mar 24, 2026
Instrument	20260168618

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1054 N OPAL, MESA, AZ 85207-2271
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 N OPAL, MESA, AZ 85207-2271

Mortgage

Document Number	0000138804
Date	Feb 8, 2021
Instrument	20210138804

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1054 N OPAL, MESA, AZ 85207-2271
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000350699
Date	Apr 24, 2020
Instrument	20200350699

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1054 N OPAL, MESA, AZ 85207-2271
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 N OPAL, MESA, AZ 85207-2271

Mortgage

Document Number	0000068936
Date	Jan 21, 2021
Instrument	20210068936

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1054 N OPAL, MESA, AZ 85207-2271
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 N OPAL, MESA, AZ 85207-2271

Mortgage

Document Number	0000832861
Date	Sep 8, 2020
Instrument	20200832861

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 24, 2019
Property Address	1054 N OPAL, MESA, AZ 85207-2271
Document Number	0000751040
Instrument Date	Aug 16, 2019
Instrument	751040
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1054 N OPAL MESA AZ 852072271, MESA, AZ 85207-2271

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 3, 2019
Property Address	1054 N OPAL, MESA, AZ 85207-2271
Document Number	0000321753
Map Reference	DOC 2005-0719664
Instrument Date	Apr 29, 2019
Instrument	20190321753
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST ARIZONA TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 N OPAL, MESA, AZ 85207-2271

Mortgage

Document Number	0000321754
Date	May 3, 2019
Instrument	20190321754

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,870 (+60.52%)	$818,700 (+7.29%) Land $163,700 Building $655,000
2025	$4,583.00 (+2.3%)	$51,004 (-42.11%)	$763,100 (-13.39%) Land $152,600 Building $610,500
2024		$88,110	$881,100 Land $176,200 Building $704,900
2023	$4,480.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 42% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - APACHE JUNCTION private · serves 62,055 people · EPA ID AZ0411004
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CopperNet Systems Fixed Wireless	400 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Mojo Broadband, Verizon.

Nearby Properties on N Opal

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures