1054 Millstone Ct, Franklin, IN 46131 Property Records

Johnson County property record for 1054 Millstone Ct, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,028 sqft · built 2004
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$140,300 (Jul 2018)
Tax Bill	$3,364 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41001204163/00`

Property Details

APN / Parcel Number

Primary APN	`41001204163/00`
Alternative APNs	`41-08-12-023-031.000-018` `00001082679`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,028 sqft Living Area
1st Floor Area	3,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001082679
Street Address	1054 MILLSTONE CT
City	FRANKLIN
State	IN
Zip	46131-3600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HERITAGE SEC 1 LOT 30 MP FRANKLIN COMMUNI
Legal Subdivision	HERITAGE SEC 1
Legal Lot Number	30
Jurisdiction	JOHNSON IN
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1048
Census Tract	611200

Owner

1054 Millstone Ct is owned and occupied by two individuals who bought it in July 2018.

Source: Johnson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1054 MILLSTONE CT, FRANKLIN, IN 46131-3600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jul 30, 2018	Warranty Deed, Transfer · FHA Mortgage BAILEY & WOOD FINANCIAL GROUP
Aug 6, 2018	Intrafamily Transfer, Transfer QUALITY TITLE INC, QUALITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Deed Document Number	201816521
Prior Transfer Date	Jul 17, 2018
Prior Transfer Doc	2018017028
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Recording Date	May 21, 2026
Property Address	1054 MILLSTONE CT, FRANKLIN, IN 46131-3600
Document Number	0000009976
Instrument Date	May 11, 2026
Instrument	20269976
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 MILLSTONE CT, FRANKLIN, IN 46131-3600

Mortgage

Document Number	0000009976,
Date	May 21, 2026
Instrument	20269976

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 15, 2066

Interest

Rate	6.37%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1054 MILLSTONE CT, FRANKLIN, IN 46131-3600
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022018541
Date	Aug 22, 2022
Instrument	2022-018541

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jul 15, 2062

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1054 MILLSTONE CT, FRANKLIN, IN 46131-3600
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003127
Date	Feb 6, 2020
Instrument	2020-003127

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1054 MILLSTONE CT, FRANKLIN, IN 46131-3600
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021029726
Date	Oct 5, 2021
Instrument	2021-029726

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 30, 2018
Property Address	1054 MILLSTONE CT, FRANKLIN, IN 46131-3600
Document Number	2018016521
Map Reference	IN2003-044212
Instrument Date	Jul 17, 2018
Instrument	2018-016521
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	QUALITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 MILLSTONE CT, FRANKLIN, IN 46131-3600

Mortgage

Document Number	2018016522
Date	Jul 30, 2018
Instrument	2018-016522

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON IN
Recording Date	Aug 6, 2018
Property Address	1054 MILLSTONE CT, FRANKLIN, IN 46131-3600
Document Number	2018017028
Map Reference	IN2003-044212
Instrument Date	Jul 17, 2018
Instrument	2018-017028
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 MILLSTONE CT, FRANKLIN, IN 46131-3600

Tax Assessment & Valuation

The 2025 property tax bill for 1054 Millstone Ct was $3,364 with a homeowner's exemption, up 7.5% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Needham Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,364.00 (+7.48%) Homeowner's exemption	$327,800 Land $31,000 Building $296,800	$327,800 Land $31,000 Building $296,800
2024	$3,130.00 (+1.85%)
2023	$3,073.00 (+8.2%) Homeowner's exemption	$275,600 (+8.93%) Land $31,000 Building $244,600	$275,600 (+8.93%) Land $31,000 Building $244,600
2022	$2,840.00 Homeowner's exemption	$253,000 Land $31,000 Building $222,000	$253,000 Land $31,000 Building $222,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1054 Millstone Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013)
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1054 Millstone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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