1054 Middleton Ln, Gallatin, TN 37066 Property Records

Sumner County property record for 1054 Middleton Ln, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,211 sqft · built 2013
Lot Size	0.279 acres (12,152 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Aug 2022)
Tax Bill	$2,217 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`083114G B 01400`

Property Details

APN / Parcel Number

Primary APN	`083114G B 01400`
Alternative APN	`114G B 01400`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,211 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	1,654 sqft
Basement Area	1,557 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,152 sqft (0.279 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	436 sqft
Driveway	Driveway
Driveway Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1054 MIDDLETON LN
City	GALLATIN
State	TN
Zip	37066-0800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P.B.27 PG.207 LT.143 RESERVE AT CAMBRIDGE FARMS PH.1 SEC.2
Legal Subdivision	RESERVE PH 1 SEC 2
Legal Lot Number	143
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1029
Census Tract	20502

Owner

1054 Middleton Ln is owned and occupied by an individual who bought it in August 2022.

Source: Sumner County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1054 MIDDLETON LN, GALLATIN, TN 37066-0800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Oct 14, 2025	Deed of Trust, Mortgage · FHA Mortgage FIRSTTRUST HOME LOANS INC
Jun 16, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 17, 2022	Correction Deed HIGHLAND CMNTY TITLE LLC, HIGHLAND TITLE LLC
Aug 1, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 13, 2019	Deed of Trust, Mortgage MORTGAGE INVTRS
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	May 30, 2018 · Amount on File
Deed Document Number	20221424708
Deed Book / Page	6001 / 746
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Recording Date	Sep 17, 2026
Property Address	1054 MIDDLETON LN, GALLATIN, TN 37066-0800
Document Number	0001564778
Book / Page	6943 / 342
Instrument Date	Sep 9, 2026
Instrument	20261564778
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 MIDDLETON LN, GALLATIN, TN 37066-0800
Investor	Possibly a Property Investor

Mortgage

Document Number	0001564778,
Date	Sep 17, 2026
Book Page	6943/342
Instrument	20261564778

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2056

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1054 MIDDLETON LN, GALLATIN, TN 37066-0800
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	BAINES TITLE AND ESCROW, BANKERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 MIDDLETON LN, GALLATIN, TN 37066-0800

Mortgage

Document Number	0067000566
Date	Oct 14, 2025
Book Page	6700/566
Instrument	1529934

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company
Address	SHERIDAN, AR 72150

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1054 MIDDLETON LN, GALLATIN, TN 37066-0800
Transaction Type	Mortgage
Record Updated	Jul 24, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 MIDDLETON LN, GALLATIN, TN 37066-0800

Mortgage

Document Number	0061830330
Date	Jun 16, 2023
Book Page	6183/330
Instrument	1453503

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 15, 2038

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1054 MIDDLETON LN, GALLATIN, TN 37066-0800
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058600265
Date	Feb 10, 2022
Book Page	5860/265
Instrument	1402865

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2051

August 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SUMNER TN
Recording Date	Aug 17, 2022
Property Address	1054 MIDDLETON LN, GALLATIN, TN 37066-0800
Document Number	0060130163
Book / Page	6013 / 163
Instrument Date	Aug 16, 2022
Instrument	1426514
Record Updated	Apr 10, 2023
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Aug 1, 2022
Property Address	1054 MIDDLETON LN, GALLATIN, TN 37066-0800
Document Number	0060010746
Book / Page	6001 / 746
Map Reference	MB 27 PG 207
Instrument Date	Jul 29, 2022
Instrument	1424708
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 MIDDLETON LN, GALLATIN, TN 37066-0800

Mortgage

Document Number	0006001748
Date	Aug 1, 2022
Instrument	6001/748

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1054 MIDDLETON LN, GALLATIN, TN 37066-0800
Document Number	0050480769
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1054 MIDDLETON LN GALLATIN TN 370660800, GALLATIN, TN 37066-0800

Mortgage

Document Number	0050480769
Date	Oct 7, 2019
Book Page	005048/000769
Instrument	1285646

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	May 30, 2018
Property Address	1054 MIDDLETON LN, GALLATIN, TN 37066-0800
Document Number	0047500041
Book / Page	4750 / 041
Map Reference	MB 27 PG 207
Instrument Date	May 24, 2018
Instrument	1233820
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 MIDDLETON LN, GALLATIN, TN 37066-0800

Mortgage

Document Number	1233821
Date	May 30, 2018
Instrument	1233821

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1054 Middleton Ln was $2,217.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,217.00	$156,050 Land $21,250 Building $134,800
2024			$624,200 Land $85,000 Building $539,200
2023	$2,686.00 (-0.33%)	$88,000 (-) Land $16,250 Building $71,750
2022	$2,695.00	$88,000 Land $16,250 Building $71,750
2021			$352,000 Land $65,000 Building $287,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1054 Middleton Ln in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1993–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1054 Middleton Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	WHITE HOUSE UTILITY DISTRICT
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Cumberland Connect, Verizon.

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