1054 Ledgestone Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 1054 Ledgestone Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,234 sqft · built 2006
Lot Size	0.134 acres (5,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$905,000 (Mar 2026)
Tax Bill	$7,025 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`072-2710-027-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2710-027-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,234 sqft Living Area
1st Floor Area	1,701 sqft
2nd Floor Area	1,533 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	5,832 sqft (0.134 acres)
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1054 LEDGESTONE DR
City	FOLSOM
State	CA
Zip	95630-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	FIELDSTONE MEADOWS, LOT 27
Legal Subdivision	FIELDSTONE MEADOWS
Legal Lot Number	27
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2009
Census Tract	8505

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 BRADLEY CT, FOLSOM, CA 95630-7849
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 4, 2021	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
Sep 21, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Sep 21, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Aug 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Sep 7, 2016 · Amount on Record
Deed Book / Page	20260327 / 680
Prior Transfer Date	Mar 24, 2021
Prior Transfer Doc	5040000001774
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1054 LEDGESTONE DR, FOLSOM, CA 95630-3521
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BRADLEY CT, FOLSOM, CA 95630-7849

Mortgage

Document Number	0000000681
Date	Mar 27, 2026
Instrument	202603270681

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1054 LEDGESTONE DR, FOLSOM, CA 95630-3521
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 LEDGESTONE DR, FOLSOM, CA 95630-3521

Mortgage

Document Number	0000000064
Date	Apr 11, 2022
Instrument	2022041100064

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 4, 2021
Property Address	1054 LEDGESTONE DR, FOLSOM, CA 95630-3521
Document Number	0000001772
Map Reference	MB 343 PG 11
Instrument Date	Mar 24, 2021
Instrument	202105041772
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1054 LEDGESTONE DR, FOLSOM, CA 95630-3521

Mortgage

Document Number	0000001773
Date	May 4, 2021
Instrument	202105041773

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2036

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 4, 2021
Property Address	1054 LEDGESTONE DR, FOLSOM, CA 95630-3521
Document Number	0000001774
Map Reference	MB 343 PG 11
Instrument Date	Mar 24, 2021
Instrument	202105041774
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1054 LEDGESTONE DR, FOLSOM, CA 95630-3521

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 21, 2020
Property Address	1054 LEDGESTONE DR, FOLSOM, CA 95630-3521
Document Number	2009212023
Instrument Date	Sep 16, 2020
Instrument	2009212023
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1054 LEDGESTONE DR FOLSOM CA 956303521, FOLSOM, CA 95630-3521

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 21, 2020
Property Address	1054 LEDGESTONE DR, FOLSOM, CA 95630-3521
Document Number	2009212021
Instrument Date	Sep 4, 2020
Instrument	2009212021
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1054 LEDGESTONE DR FOLSOM CA 956303521, FOLSOM, CA 95630-3521

Mortgage

Document Number	2009212022
Date	Sep 21, 2020
Instrument	2009212022

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2035

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 5, 2020
Property Address	1054 LEDGESTONE DR, FOLSOM, CA 95630-3521
Document Number	2008051467
Instrument Date	Jul 31, 2020
Instrument	2008051467
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1054 LEDGESTONE DR FOLSOM CA 956303521, FOLSOM, CA 95630-3521

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$657,001 (+2%) Land $189,405 Building $467,596
2025	$7,025.00 (+2.11%)	$644,120 (+4.04%) Land $185,692 Building $458,428
2024	$6,880.00 (+1.81%)
2023	$6,758.00 (+1.47%)	$619,110 Land $178,482 Building $440,628
2022	$6,660.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Zeta Broadband.

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