1054 Independence Ct, Merced, CA 95341 Property Records

Merced County property record for 1054 Independence Ct, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,027 sqft · built 1990
Lot Size	0.114 acres (4,961 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Oct 2021)
Tax Bill	$3,334 (2025)
Deeds & Mortgages	Jun 2026 Transfer Oct 2021 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`059-541-083-000`

Property Details

APN / Parcel Number

Primary APN	`059-541-083-000`
Alternative APN	`059-541-083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,027 sqft Living Area
Gross Area	1,427 sqft
1st Floor Area	1,027 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,961 sqft (0.114 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	059-541-083
Street Address	1054 INDEPENDENCE CT
City	MERCED
State	CA
Zip	95341-5598
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	HERITAGE PARK 3-2-5 LOT 33
Legal Subdivision	HERITAGE PARK 03 02 05
Legal Lot Number	33
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1007
Census Tract	1501

Owner

1054 Independence Ct is owned and occupied by an individual who bought it in October 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1054 INDEPENDENCE CT, MERCED, CA 95341-5598
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 29, 2021	Grant Deed, Transfer · Conventional Mortgage AXOS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Aug 7, 2012 · Amount on File
Deed Document Number	202148737
Prior Transfer Date	Mar 13, 2013
Prior Transfer Doc	0000012137
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jun 10, 2026
Property Address	1054 INDEPENDENCE CT, MERCED, CA 95341-5598
Document Number	0000015670
Instrument Date	Jun 10, 2026
Instrument	202615670
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 INDEPENDENCE CT, MERCED, CA 95341-5598

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 29, 2021
Property Address	1054 INDEPENDENCE CT, MERCED, CA 95341-5598
Document Number	0000048737
Map Reference	VOL 38 PG 7&8
Instrument Date	Oct 26, 2021
Instrument	2021048737
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1054 INDEPENDENCE CT, MERCED, CA 95341-5598

Mortgage

Document Number	0000048738
Date	Oct 29, 2021
Instrument	2021048738

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1054 Independence Ct was $3,334.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$303,079 (+2%) Land $75,769 Building $227,310
2025	$3,334.00	$297,137 Land $74,284 Building $222,853
2023	$3,111.00 (+1.34%)	$285,600 Land $71,400 Building $214,200
2022	$3,070.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1054 Independence Ct in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 253 policies
Nearby Flood Policies	253 in force
Nearby Flood Claims	58 (1998–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 16 claims Severe Winter Storms And Flooding, Mar 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1054 Independence Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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