Bedford County property record for 1054 Garner Rd, Vinton, VA 24179
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1900 |
| Lot Size | 0.47 acres (20,477 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,500 (Feb 2021) |
| Tax Bill | $542 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140B 2 3 |
| Primary APN | 140B 2 3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,477 sqft (0.47 acres) |
| Porch | Porch |
| Porch Area | 72 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1054 GARNER RD |
|---|---|
| City | VINTON |
| State | VA |
| Zip | 24179-5324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEAVER DAM LT 3 |
| Legal Subdivision | BEAVER DAM |
| Legal Lot Number | 3 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 30604 |
1054 Garner Rd is owned and occupied by an individual who bought it in February 2021.
Source: Bedford County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1054 GARNER RD, VINTON, VA 24179-5324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 14, 2020 | Warranty Deed, Transfer SAGE TITLE GROUP LLC |
| Dec 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM FIRST FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2021 · Amount on File |
| Deed Sale | Feb 4, 2021 · Amount on File |
| Prior Sale | Dec 27, 2019 · Amount on File |
| Deed Document Number | 20211773 |
| Deed Book / Page | 8 / 177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jun 5, 2026 |
| Property Address | 1054 GARNER RD, VINTON, VA 24179-5324 |
| Document Number | 0000005133 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20265133 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1054 GARNER RD, VINTON, VA 24179-5324 |
| Document Number | 0000005133, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20265133 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Sep 14, 2020 |
| Property Address | 1054 GARNER RD, VINTON, VA 24179-5324 |
| Document Number | 0200010606 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 200010606 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1054 GARNER RD, VINTON, VA 24179-5324 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Dec 27, 2019 |
| Property Address | 1054 GARNER RD, VINTON, VA 24179-5324 |
| Document Number | 0190012320 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 190012320 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | ACQUISITION TITLE AND SETTLEMENT, ACQUISITION TITLE & STLMNT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1054 GARNER RD, VINTON, VA 24179-5324 |
| Document Number | 0190012321 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 190012321 |
| Name | FREEDOM FIRST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1054 Garner Rd was $542.
Source: Bedford County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $542.00 | $132,200 Land $35,000 Building $97,200 | |
| 2023 | $542.00 Additional exemption filed | $66,100 | $132,200 Land $35,000 Building $97,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1054 Garner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1054 Garner Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 72% of Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ZiTEL Fiber | 960 / 960 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures