1054 E Main St, Somerset, PA 15501 Property Records

Somerset County property record for 1054 E Main St, Somerset, PA 15501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1961
Lot Size	0.159 acres (6,926 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Aug 2023)
Tax Bill	$2,140 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S41-043-015-000`

Property Details

APN / Parcel Number

Primary APN	`S41-043-015-000`
Alternative APNs	`S41-043-015-00` `410002560`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asbestos
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	100 ft deep x 70 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	410002560
Street Address	1054 E MAIN ST
City	SOMERSET
State	PA
Zip	15501-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.159 A 1 STY VINYL HO ATT GAR
Jurisdiction	SOMERSET PA
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1027
Census Tract	21100

Owner

1054 E Main St is owned and occupied by two individuals who bought it in August 2023.

Source: Somerset County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1054 E MAIN ST, SOMERSET, PA 15501-2142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Deed Document Number	20235402
Deed Book / Page	3031 / 441
Record Updated	Jun 8, 2026

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SOMERSET PA
Recording Date	Aug 16, 2023
Property Address	1054 E MAIN ST, SOMERSET, PA 15501-2142
Document Number	003031/441
Book / Page	3031 / 441
Instrument Date	Aug 11, 2023
Instrument	2023005402
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Mortgage

Document Number	003031/447
Date	Aug 16, 2023
Book Page	3031/447
Instrument	2023005403

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1054 E Main St was $2,140.

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
Municipality	Somerset Borough
Unified School District	Somerset Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,140.00	$26,150
2024	$2,080.00 (+2.26%)	$26,150 (-)
2023	$2,034.00	$26,150
1998			$52,300 Land $9,920 Building $42,380

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1054 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1054 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET BORO MUNI WATER AUTH serves 6,309 people · EPA ID PA4560042
Water Source	Purchased surface water from SOMERSET CNTY QUEMAHONING SYST
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20